This analysis describes what Affirm's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The updated Privacy Policy establishes that Affirm qualifies as a financial institution under the Gramm-Leach-Bliley Act, meaning personal information collected in connection with Affirm services is governed by federal banking law rather than applicable state privacy laws. The policy now explicitly discloses collection of identity and profile information including full name, date of birth, Social Security number, email, mailing address, phone number, and password. The updated terms also disclose new data sharing arrangements with fraud prevention, identity verification, and risk intelligence providers, which were not previously detailed. You can contact Affirm's privacy team using the phone number provided in the updated policy to exercise data privacy rights.
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you may also have the right to: (i) opt out of processing of Personal Data for purposes of profiling in furtherance of decisions that produce legal or similarly significant effects...and (iii) appeal any decision by ZipRecruiter...
You may contact our privacy team with any requests of disclosure, correction, or deletion of your personal information. You may also request suspension of use or suspension of sharing of your personal information with certain third parties.
When you use them, we'll validate your request by verifying your identity (for example, by confirming that you're signed in to your Google Account).
"You may submit an appeal if we deny a privacy-related request. For instructions on how to file an appeal, please email us at privacy@affirm.com, with the subject line "Oregon resident appeal," "Minnesota resident appeal," or "Montana resident appeal" as applicable.Excerpt from Affirm's Privacy Policy
Ad personalization controls removed. Contact scanning added. Advertiser data partnerships quietly dropped. A timeline of every change.
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The clause states: “You may submit an appeal if we deny a privacy-related request. For instructions on how to file an appeal, please email us at privacy@affirm.com, with the subject line "Oregon resident appeal," "Minnesota resident appeal," or "Montana resident appeal" as applicable.”
ConductAtlas has identified this type of provision across 290 platforms. See the full comparison.
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