This analysis describes what Affirm's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The updated policy explicitly discloses that Affirm collects cart contents, product details, pricing, and page URLs when you use its browser extension or in-app browser to visit merchant websites. This represents a material expansion of the prior disclosure, which only mentioned collecting website domain. The policy states this information is used to provide and improve extension features, provide personalized experiences, and support related services. You can limit collection by disabling the extension in browser settings, uninstalling it, hiding it, or choosing not to use the in-app browser for merchant browsing where an alternative is available.
View change record →How other platforms handle this
We use industry standard technical and organizational measures to secure the information we store.
You are also responsible for taking reasonable steps to protect your personal information against unauthorized disclosure or misuse.
We will endeavor to ensure that, by default, we only collect and process your Data needed to provide you access to the Platform and our Services...This means that we will neither publish nor share your Data by default.
"We enforce physical access controls to our buildings and we authorize access to your information only for those employees or agents who require it to fulfill the responsibilities of their jobs.Excerpt from Affirm's Privacy Policy
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The clause states: “We enforce physical access controls to our buildings and we authorize access to your information only for those employees or agents who require it to fulfill the responsibilities of their jobs.”
No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Affirm.