This analysis describes what Affirm's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The updated policy explicitly discloses that Affirm collects cart contents, product details, pricing, and page URLs when you use its browser extension or in-app browser to visit merchant websites. This represents a material expansion of the prior disclosure, which only mentioned collecting website domain. The policy states this information is used to provide and improve extension features, provide personalized experiences, and support related services. You can limit collection by disabling the extension in browser settings, uninstalling it, hiding it, or choosing not to use the in-app browser for merchant browsing where an alternative is available.
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We retain Personal Information only for as long as necessary to fulfill the purposes described in this General Privacy Policy, including to provide Websites, maintain business operations...
We retain your account information for as long as your account is active and up to 15 days thereafter.
We retain your personal information for as long as reasonably necessary to fulfill the purposes described in this Privacy Policy or for the period legally permitted or required.
"If you close your Affirm account, we will mark your account in our database as "Closed," but will keep your account information in our database to comply with our legal obligations.Excerpt from Affirm's Privacy Policy
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The clause states: “If you close your Affirm account, we will mark your account in our database as "Closed," but will keep your account information in our database to comply with our legal obligations.”
ConductAtlas has identified this type of provision across 268 platforms. See the full comparison.
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