This analysis describes what Affirm's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The updated policy explicitly discloses that Affirm collects cart contents, product details, pricing, and page URLs when you use its browser extension or in-app browser to visit merchant websites. This represents a material expansion of the prior disclosure, which only mentioned collecting website domain. The policy states this information is used to provide and improve extension features, provide personalized experiences, and support related services. You can limit collection by disabling the extension in browser settings, uninstalling it, hiding it, or choosing not to use the in-app browser for merchant browsing where an alternative is available.
View change record →How other platforms handle this
When you use our paid Services, including redeeming voucher codes or purchasing paid Services, we collect information related to the payment transaction (with your consent). This may include payment card details (e.g. card account number), billing information, order details, the Services you purchas...
We receive information about users' activities on and off the Services from third-party partners, such as advertising and market research partners who provide us with information about users' interests in and engagement with our Services and online advertisements.
When Connected Vehicle Information is transmitted from the vehicle, it is generally associated with a VIN or other unique identifiers, and the VIN or other unique identifiers can be linked to you.
"This includes third parties who may disclose information about your interests, demographic information, and information about the marketing and advertisements you have seen or clicked on as you browse the internet.Excerpt from Affirm's Privacy Policy
Netflix updated its Privacy Statement on April 18, 2026, disclosing voice recording collection and expanded household ad profiling for the first time.
Google's Privacy Policy covers Search, Gmail, YouTube, Maps, and every site running Google Analytics. Here is what it actually authorizes.
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The clause states: “This includes third parties who may disclose information about your interests, demographic information, and information about the marketing and advertisements you have seen or clicked on as you browse the internet.”
ConductAtlas has identified this type of provision across 286 platforms. See the full comparison.
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