This analysis describes what Affirm's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The updated Privacy Policy establishes that Affirm qualifies as a financial institution under the Gramm-Leach-Bliley Act, meaning personal information collected in connection with Affirm services is governed by federal banking law rather than applicable state privacy laws. The policy now explicitly discloses collection of identity and profile information including full name, date of birth, Social Security number, email, mailing address, phone number, and password. The updated terms also disclose new data sharing arrangements with fraud prevention, identity verification, and risk intelligence providers, which were not previously detailed. You can contact Affirm's privacy team using the phone number provided in the updated policy to exercise data privacy rights.
View change record →How other platforms handle this
If other Instacart Services account owners invite you to place orders or request other services through their accounts, such as Family Accounts or Instacart Business Accounts, we collect information about your activities...
We collect data about your interactions with the Services, such as IP address, device information, session details, date and time of requests, device type and ID, operating system and application version...
Category A: Identifiers. Examples: A real name, alias, postal address, unique personal identifier, online identifier, Internet Protocol address, email address, account name, driver's license number, passport number... Collected: Yes.
"if you are a business user or sole proprietor, we may collect your business name, industry, business address, business email, business telephone number, tax identification number, and ownership percentages.Excerpt from Affirm's Privacy Policy
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The clause states: “if you are a business user or sole proprietor, we may collect your business name, industry, business address, business email, business telephone number, tax identification number, and ownership percentages.”
ConductAtlas has identified this type of provision across 296 platforms. See the full comparison.
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