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This analysis describes what Affirm's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The updated Privacy Policy establishes that Affirm qualifies as a financial institution under the Gramm-Leach-Bliley Act, meaning personal information collected in connection with Affirm services is governed by federal banking law rather than applicable state privacy laws. The policy now explicitly discloses collection of identity and profile information including full name, date of birth, Social Security number, email, mailing address, phone number, and password. The updated terms also disclose new data sharing arrangements with fraud prevention, identity verification, and risk intelligence providers, which were not previously detailed. You can contact Affirm's privacy team using the phone number provided in the updated policy to exercise data privacy rights.
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The right to withdraw your consent, where processing of Personal Data is based on your consent
Right to withdraw consent. Withdrawing consent does not affect the lawfulness of processing based on consent before withdrawal.
When we rely on consent as the legal basis, you have the right to withdraw your consent for data processing at any time.
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"You can withdraw your consent to this at any time using your device settings.Excerpt from Affirm's Privacy Policy
Ad personalization controls removed. Contact scanning added. Advertiser data partnerships quietly dropped. A timeline of every change.
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The clause states: “You can withdraw your consent to this at any time using your device settings.”
ConductAtlas has identified this type of provision across 295 platforms. See the full comparison.
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