This analysis describes what Affirm's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
Under GLBA, non-affiliate sharing for marketing requires you to be given a chance to opt out — if you don't act, your financial data may be used for marketing purposes by companies you've never heard of.
Affirm's privacy policy authorizes collection of a wide range of data beyond basic loan information, including device identifiers, geolocation, browsing and purchase behavior, and inferences drawn from external data sources, which Affirm may use for its own marketing and share with merchant and advertising partners. This means your financial relationship with Affirm can generate a behavioral profile that extends into advertising and marketing contexts outside your direct lending transactions. You can submit a request to access, delete, or opt out of certain data sharing by visiting Affirm's privacy rights portal at https://www.affirm.com/privacy.
How other platforms handle this
Affiliates are companies controlling, controlled by or under common control with us, including, for example, LinkedIn Ireland, LinkedIn Corporation, LinkedIn Singapore and Microsoft Corporation or any of its subsidiaries (e.g., Github, Inc.).
We may share your personal information with third parties, including our affiliates, service providers, financial institution partners, and business partners. We may share information with third parties for their own marketing purposes or to provide you with offers and promotions that may be of inte...
We may share your Personal Data with third parties in the following circumstances: Vendors and Service Providers: We share your Personal Data with vendors and service providers who perform services for us, such as hosting, infrastructure, analytics, payment processing, and customer support. Affiliat...
Monitoring
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"We may share your personal information with our affiliates and non-affiliated third parties for joint marketing purposes as permitted under the Gramm-Leach-Bliley Act. You may have the right to opt out of certain types of information sharing.— Excerpt from Affirm's Affirm Privacy Policy
ConductAtlas detected a major restructuring of Meta’s privacy policy that removed detailed consumer rights disclosures and relocated them to separate documents.
Your genetic data may be transferred to a new owner as a business asset. Here is what the Terms of Service actually say and what you can do right now.
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Under GLBA, non-affiliate sharing for marketing requires you to be given a chance to opt out — if you don't act, your financial data may be used for marketing purposes by companies you've never heard of.
No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Affirm.