“Merchant shall fully indemnify and hold Adyen harmless from any Fines applied by the Scheme Owners as a result of Merchant's breach of the terms of the Merchant Agreement and/or the Scheme Rules.”
This analysis describes what Adyen's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The Merchant bears full financial responsibility for Scheme Owner fines triggered by its own non-compliance, meaning Adyen passes those costs entirely to the Merchant.
If your breach of the Merchant Agreement or Scheme Rules causes Scheme Owners to impose fines on Adyen, you are required to fully reimburse Adyen for those fines.
How other platforms handle this
The Credit Karma Parties reserve the right, at their own expense, to assume the exclusive defense and control of any matter subject to indemnification by you
The Indemnifying Party will have the sole right to conduct the defense of any Claim for which the Indemnifying Party is responsible hereunder, provided that the Indemnifying Party may not settle any Claim without the Indemnified Party's prior written approval unless...
In the event you are required to indemnify us pursuant to this Agreement or any court rulings, you must secure all necessary approvals and consents from regulatory authorities for the remittance of any indemnified amount to us.
"Merchant shall fully indemnify and hold Adyen harmless from any Fines applied by the Scheme Owners as a result of Merchant's breach of the terms of the Merchant Agreement and/or the Scheme Rules.Excerpt from Adyen's Terms
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The Merchant bears full financial responsibility for Scheme Owner fines triggered by its own non-compliance, meaning Adyen passes those costs entirely to the Merchant.
If your breach of the Merchant Agreement or Scheme Rules causes Scheme Owners to impose fines on Adyen, you are required to fully reimburse Adyen for those fines.
ConductAtlas has identified this type of provision across 224 platforms. See the full comparison.
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