This analysis describes what Adyen's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The Merchant bears full financial responsibility for Scheme Owner fines triggered by its own non-compliance, meaning Adyen passes those costs entirely to the Merchant.
If your breach of the Merchant Agreement or Scheme Rules causes Scheme Owners to impose fines on Adyen, you are required to fully reimburse Adyen for those fines.
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"Merchant shall fully indemnify and hold Adyen harmless from any Fines applied by the Scheme Owners as a result of Merchant's breach of the terms of the Merchant Agreement and/or the Scheme Rules.— Excerpt from Adyen's Adyen Terms
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The Merchant bears full financial responsibility for Scheme Owner fines triggered by its own non-compliance, meaning Adyen passes those costs entirely to the Merchant.
If your breach of the Merchant Agreement or Scheme Rules causes Scheme Owners to impose fines on Adyen, you are required to fully reimburse Adyen for those fines.
ConductAtlas has identified this type of provision across 229 platforms. See the full comparison.
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