This analysis describes what Adyen's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
If the Acquirer or Scheme Owner fails to pay Adyen, Adyen has no obligation to settle those funds to the Merchant, leaving the Merchant exposed to upstream payment failures.
The Merchant has no right to Settlement from Adyen for any transaction that the Acquirer or Scheme Owner has not first paid to Adyen.
How other platforms handle this
API Requests shall be billable in terms of Section 9.1 if (i) the API Request has been successfully transmitted using the API and (ii) there has been a valid API Response in accordance with the Documentation.
Upwork will charge Clients a Direct Contracts Fee of $49 for each active Service Contract that is designated as a Client Initiated Direct Contracts.
Realms is a subscription service and the cost is as detailed on the applicable purchase pages and / or platform at the time of purchase
Monitoring
Adyen has changed this document before.
Receive same-day alerts, structured change summaries, and monitoring for up to 25 platforms.
"Adyen is only obliged to provide Settlement of Transactions for which it has received settlement(s) by the Acquirer or the Scheme Owner.— Excerpt from Adyen's Adyen Terms
Compliance Governance Intelligence
Need to monitor specific governance provisions?
Compliance includes provision-level monitoring, governance timelines, regulatory mapping, and audit-ready analysis.
Built from archived source documents, structured governance mappings, and historical version tracking.
If the Acquirer or Scheme Owner fails to pay Adyen, Adyen has no obligation to settle those funds to the Merchant, leaving the Merchant exposed to upstream payment failures.
The Merchant has no right to Settlement from Adyen for any transaction that the Acquirer or Scheme Owner has not first paid to Adyen.
ConductAtlas has identified this type of provision across 232 platforms. See the full comparison.
No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Adyen.