“Adyen is only obliged to provide Settlement of Transactions for which it has received settlement(s) by the Acquirer or the Scheme Owner.”
This analysis describes what Adyen's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
If the Acquirer or Scheme Owner fails to pay Adyen, Adyen has no obligation to settle those funds to the Merchant, leaving the Merchant exposed to upstream payment failures.
The Merchant has no right to Settlement from Adyen for any transaction that the Acquirer or Scheme Owner has not first paid to Adyen.
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"Adyen is only obliged to provide Settlement of Transactions for which it has received settlement(s) by the Acquirer or the Scheme Owner.Excerpt from Adyen's Terms
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If the Acquirer or Scheme Owner fails to pay Adyen, Adyen has no obligation to settle those funds to the Merchant, leaving the Merchant exposed to upstream payment failures.
The Merchant has no right to Settlement from Adyen for any transaction that the Acquirer or Scheme Owner has not first paid to Adyen.
ConductAtlas has identified this type of provision across 219 platforms. See the full comparison.
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