Provision record
Adyen · Adyen Terms · View original document ↗

Merchant liable for Fines levied by Scheme Owners

High severity High confidence Explicitdocumentlanguage Common · 232 of 352 platforms

Key Facts

Must the Merchant indemnify Adyen for any Fines?
The Merchant must fully indemnify and hold Adyen harmless from any Fines applied by Scheme Owners as a result of the Merchant's breach of the Merchant Agreement and/or the Scheme Rules.
When must the Merchant indemnify Adyen for Fines applied by Scheme Owners?
The Merchant must fully indemnify and hold Adyen harmless from any Fines applied by Scheme Owners as a result of the Merchant's breach of the Merchant Agreement and/or the Scheme Rules.
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This analysis describes what Adyen's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

The Merchant bears full financial responsibility for Scheme Owner fines triggered by its own non-compliance, meaning Adyen passes those costs entirely to the Merchant.

Consumer impact (what this means for users)

If your breach of the Merchant Agreement or Scheme Rules causes Scheme Owners to impose fines on Adyen, you are required to fully reimburse Adyen for those fines.

How other platforms handle this

Instacart Medium

Any access to or use of the Services or goods through your account by others, including your spouse, dependents, Recipients, and any access by AI Agents you enable or that operate on your behalf...

Walmart Medium

you agree to cooperate with Walmart if and as requested by Walmart in the defense and settlement of such matter.

Lyft Medium

You will not, without Lyft's prior written consent, agree to any settlement on behalf of any Indemnified Party which includes either the obligation to pay any monetary amounts, or any admissions of liability...

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▸ View Original Clause Language DOCUMENT RECORD
"
Merchant shall fully indemnify and hold Adyen harmless from any Fines applied by the Scheme Owners as a result of Merchant's breach of the terms of the Merchant Agreement and/or the Scheme Rules.

Excerpt from Adyen's Terms

Applicable regulations

FTC Act Section 5
United States Federal

Provision details

Document information
Document
Adyen Terms
Entity
Adyen
Document last updated
May 5, 2026
Tracking information
First tracked
May 7, 2026
Last verified
July 9, 2026
Record ID
CA-P-056910
Document ID
CA-D-00664
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
374ccda91b8d245f2d326e6bada9a97665f325bbfa7dc18c4df7535e1d00b632
Analysis generated
May 7, 2026 22:47 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: Adyen
Document: Adyen Terms
Record ID: CA-P-056910
Captured: 2026-05-07 22:47:24 UTC
SHA-256: 374ccda91b8d245f…
URL: https://conductatlas.com/platform/adyen/adyen-terms/provision/CA-P-056910/merchant-liable-for-fines-levied-by-scheme-owners/
Accessed: July 25, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
High
Categories

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Frequently Asked Questions

What does Adyen's Merchant liable for Fines levied by Scheme Owners clause do?

The Merchant bears full financial responsibility for Scheme Owner fines triggered by its own non-compliance, meaning Adyen passes those costs entirely to the Merchant.

How does this clause affect you?

If your breach of the Merchant Agreement or Scheme Rules causes Scheme Owners to impose fines on Adyen, you are required to fully reimburse Adyen for those fines.

How many platforms have this type of clause?

ConductAtlas has identified this type of provision across 232 platforms. See the full comparison.

Is ConductAtlas affiliated with Adyen?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Adyen.