This analysis describes what Acorns's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The updated terms clarify FDIC insurance protections for Acorns Checking depositors. The prior disclosure stated that Acorns Checking itself is not FDIC-insured; the updated language states that balances held with Lincoln Savings Bank or nbkc bank, including those in Acorns Checking accounts, are insured up to $250,000 per depositor through these member banks, with separate coverage for joint account owners. The updated terms preserve the disclosure that funds may be placed at other FDIC-insured depository institutions through a deposit network service. The revised ATM language specifies access to 'over 55,000 fee-free ATMs' rather than a general reference to the AllPoint Network.
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ANY INTERACTIONS WITH ADVERTISERS, INCLUDING THROUGH ENGAGEMENT WITH INTERACTIVE ADVERTISEMENTS, ARE AT YOUR OWN OPTION AND RISK AND YOU AGREE THAT NETFLIX IS NOT LIABLE FOR ANY DAMAGES...
If you connect any third-party Automated System to Instacart, you do so at your own risk. Such tools may introduce errors and act inconsistently with your intent. Instacart is not responsible...
Tinder is not responsible for the availability (or lack of availability) of any external websites or resources or their content. Furthermore, Tinder is not responsible for, and does not endorse, any products or services that may be offered by third-party websites...
"Any use or reliance on any Content or Materials of other users posted via the Services or obtained by you through the Services is at your own risk.Excerpt from Acorns's Terms of Service
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The clause states: “Any use or reliance on any Content or Materials of other users posted via the Services or obtained by you through the Services is at your own risk.”
ConductAtlas has identified this type of provision across 287 platforms. See the full comparison.
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