“We may amend these Terms of Use at any time by posting the revised Terms of Use on the Site and Application.”
This analysis describes what Acorns's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
Acorns can alter the terms governing the user relationship at any time, with posting on the site serving as the sole required mechanism.
The updated terms clarify FDIC insurance protections for Acorns Checking depositors. The prior disclosure stated that Acorns Checking itself is not FDIC-insured; the updated language states that balances held with Lincoln Savings Bank or nbkc bank, including those in Acorns Checking accounts, are insured up to $250,000 per depositor through these member banks, with separate coverage for joint account owners. The updated terms preserve the disclosure that funds may be placed at other FDIC-insured depository institutions through a deposit network service. The revised ATM language specifies access to 'over 55,000 fee-free ATMs' rather than a general reference to the AllPoint Network.
View change record →Users are subject to amended terms whenever Acorns posts them, with no additional direct notice to users required by this clause.
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Unless we indicate otherwise in our notice, your use of the Services following the effective date of any changes to these Terms will constitute your acceptance of such changes.
If any changes to the Agreement are unacceptable to you...the previous Terms will apply to your current Tasks, but you will not be able to use the Platform or contract new Tasks and you must deactivate your account...
Perplexity may update the Third-Party Models & Terms List as necessary to accurately reflect all relevant Third-Party Terms
"We may amend these Terms of Use at any time by posting the revised Terms of Use on the Site and Application.Excerpt from Acorns's Terms of Service
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Acorns can alter the terms governing the user relationship at any time, with posting on the site serving as the sole required mechanism.
Users are subject to amended terms whenever Acorns posts them, with no additional direct notice to users required by this clause.
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