This analysis describes what Acorns's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
This indemnification clause establishes a cost-allocation mechanism whereby users assume financial responsibility for legal defense and liability costs incurred by Acorns related to user conduct, shifting certain legal and financial risk from the service provider to the user.
Users are obligated to cover Acorns' legal costs and damages if claims arise from the user's violation of the Terms or from the user's use of the Services, which expands the user's potential financial exposure beyond direct damages to include Acorns' attorneys' fees and related expenses.
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"You agree to defend, indemnify and hold harmless Acorns and its officers, directors, employees, agents, licensors and service providers from and against any and all claims, liabilities, damages, judgments, awards, losses, costs, expenses or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of the Services.— Excerpt from Acorns's Acorns Terms of Service
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This indemnification clause establishes a cost-allocation mechanism whereby users assume financial responsibility for legal defense and liability costs incurred by Acorns related to user conduct, shifting certain legal and financial risk from the service provider to the user.
Users are obligated to cover Acorns' legal costs and damages if claims arise from the user's violation of the Terms or from the user's use of the Services, which expands the user's potential financial exposure beyond direct damages to include Acorns' attorneys' fees and related expenses.
ConductAtlas has identified this type of provision across 12 platforms. See the full comparison.
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