Provision record
Acorns · Acorns Terms of Service · View original document ↗

Acorns Exclusion Of All Consequential And Punitive Damages

High severity High confidence Explicitdocumentlanguage Common · 292 of 352 platforms

Key Facts

Does Acorns exclude liability for direct, indirect, punitive, incidental, special, or consequential damages?
Acorns excludes liability for any direct, indirect, punitive, incidental, special, or consequential damages whatsoever, including damages for loss of use, data, or profits.
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Recent governance activity Acorns recorded 2 documented changes in the last 30 days.
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This analysis describes what Acorns's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

This exclusion covers virtually every category of damages a user might seek, including direct damages, which is unusually broad and severely limits any financial remedy available against Acorns.

Interpretive note: The excerpt is truncated and may contain qualifying language (such as jurisdictional carve-outs or causal triggers) not visible in the provided text. The canonical claim is based solely on what is quoted.

Clause Stability Stable

0
Changes
3
Months Monitored
Jul 10, 2026
First Seen
Jul 10, 2026
Last Seen
This clause type exists across 4461 other provisions on other platforms.

Consumer impact (what this means for users)

Users are barred from recovering any damages—including direct, indirect, punitive, and consequential—from Acorns, even for losses of data or profits.

How other platforms handle this

Tinder Medium

TINDER ASSUMES NO RESPONSIBILITY FOR ANY CONTENT THAT YOU OR ANOTHER USER OR THIRD PARTY POSTS, SENDS, RECEIVES, AND/OR ACTS ON THROUGH OUR SERVICES, NOR DOES TINDER ASSUME ANY RESPONSIBILITY FOR THE IDENTITY, INTENTIONS...

Perplexity AI Medium

we do not warrant that Offering descriptions are accurate, complete, reliable, current, or error-free.

Skillshare Medium

Please note that these third parties are responsible for their own privacy practices.

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Monitoring

Acorns has changed this document before.

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▸ View Original Clause Language DOCUMENT RECORD
"
IN NO EVENT SHALL THE COMPANY BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA OR PROFITS...

Excerpt from Acorns's Terms of Service

Applicable regulations

FTC Act Section 5
United States Federal

Provision details

Document information
Document
Acorns Terms of Service
Entity
Acorns
Document last updated
May 5, 2026
Tracking information
First tracked
May 20, 2026
Last verified
May 20, 2026
Record ID
CA-P-030277
Document ID
CA-D-00171
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
f7196be6e219d3296a1cb4fb309a52e96e9747f1b439f96d4ae682b9c8866308
Analysis generated
May 20, 2026 22:16 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: Acorns
Document: Acorns Terms of Service
Record ID: CA-P-030277
Captured: 2026-05-20 22:16:44 UTC
SHA-256: f7196be6e219d329…
URL: https://conductatlas.com/platform/acorns/acorns-terms-of-service/provision/CA-P-030277/acorns-exclusion-of-all-consequential-and-punitive-damages/
Accessed: July 25, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
High
Categories

Other risks in this policy

Governance intelligence across arbitration, AI governance, data rights, indemnification, and retention

Provision-level monitoring, governance timelines, and regulatory mapping built from archived source documents and historical version tracking.

Frequently Asked Questions

What does Acorns's Acorns Exclusion Of All Consequential And Punitive Damages clause do?

This exclusion covers virtually every category of damages a user might seek, including direct damages, which is unusually broad and severely limits any financial remedy available against Acorns.

How does this clause affect you?

Users are barred from recovering any damages—including direct, indirect, punitive, and consequential—from Acorns, even for losses of data or profits.

How many platforms have this type of clause?

ConductAtlas has identified this type of provision across 292 platforms. See the full comparison.

Is ConductAtlas affiliated with Acorns?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Acorns.