This analysis describes what Acorns's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The updated policy discloses that Acorns collects and processes personal information from users of its Invest My Tips feature, including public profile data, payment information, and QR code details. This information is shared with payment processors and fraud detection providers to enable the feature. The policy also establishes that Acorns does not sell or share text messaging opt-in data to third parties outside of carriers and service providers, which provides a specific protection for SMS communications.
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"However, security risk is inherent in all internet and information technologies and we cannot guarantee the security of your personal information.Excerpt from Acorns's Privacy Policy
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The clause states: “However, security risk is inherent in all internet and information technologies and we cannot guarantee the security of your personal information.”
ConductAtlas has identified this type of provision across 281 platforms. See the full comparison.
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