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Cross-platform comparison

Data Retention, Cross-Platform Comparison

275 platforms tracked · 1630 provisions · 200 platforms high severity · Compare how platforms differ on this clause type.

275
Platforms
200
High severity
254
Medium
89
Low
352
Total monitored
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Select 2 to 4 platforms. Comparison shows clause text, consumer impact, and AI-generated difference analysis.
Comparing Stripe vs PayPal · Data Retention provisions
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Compare data retention governance provisions between Stripe and PayPal. Provisions are extracted from monitored governance documents and classified by severity.

financial Stripe Personal Data retained after account closure for legal obligations
High
What it means
Closing an account or ceasing to use Stripe's Services does not end Stripe's retention of your Personal Data, which continues for compliance and fraud purposes.
Consumer impact
Even after Stripe stops providing Services to you directly, your Personal Data may be retained by Stripe for legal compliance and fraud monitoring, detection, and prevention purposes.
Opt-out available
No opt-out available
Actual clause text
Even after we stop providing Services directly to you...we may continue to retain your Personal Data to: Comply with our legal and regulatory obligations; Enable fraud monitoring, detection, and prevention...
AI-extracted from source document. Verify against original for legal use.
CA-P-024877
Recent changes

Stripe removed two hyperlinks from the Stripe Connect Platform Agreement on July 1, 2026. The updat…

Stripe removed hyperlinks from two sentences in their Terms of Service on July 1, 2026. The first s…

Stripe updated its privacy policy on May 19, 2026 to replace all references to its payment service …

financial PayPal Retention of Data After Deletion Request
High
What it means
Account closure or a deletion request does not guarantee complete erasure of Personal Information; PayPal maintains the right to retain some data.
Consumer impact
Closing a PayPal account or submitting a deletion request will not result in the deletion of all of the reader's Personal Information.
Opt-out available
No opt-out available
Actual clause text
If you close your PayPal account(s) or profile, delete, or request that we delete Personal Information, we still need to keep some Personal Information as explained in How Long Do We Store Your Personal Information...
AI-extracted from source document. Verify against original for legal use.
CA-P-020187
Recent changes

PayPal added new language to its User Agreement clarifying how business accounts can use the Send M…

PayPal updated two email addresses in its Privacy Statement detected on August 18, 2026. The Korea …

PayPal updated its Privacy Statement to add regulatory and corporate disclosure information for Pay…

AI Difference Analysis Insight
Stripe's arbitration clause is narrower than Amazon's in one key respect: it includes a small claims court carve-out that Amazon's clause does not. PayPal's clause is the most aggressive of the three, explicitly waiving jury trial rights in addition to class action rights. From a compliance perspective, Amazon presents the lowest risk for B2B contracts while PayPal creates the highest exposure for consumer-facing applications subject to CFPB oversight.
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