Compare how Stripe and PayPal handle training, data retention, liability, arbitration, and governance changes over time.
Governance changes can affect enterprise usage rights, data retention policies, training controls, and dispute handling. This comparison is based on continuously monitored governance documents.
Arbitration: Stripe (Not stated) vs PayPal (Required).
Data Retention: Stripe (Deleted; 365-day window) vs PayPal (Not stated).
Class Action: Stripe (Not stated) vs PayPal (Waived).
PayPal has broader governance coverage across 26 provision categories vs 23.
Governance stability reflects document change frequency over the last 30 days. Methodology →
Governance provisions grouped by type. Higher counts indicate more detailed governance language in that area.
No governance changes detected in the last 30 days.
Binding arbitration before a single arbitrator removes the user's right to have…
End User Personal Data is actively shared with third-party partners for adverti…
This matching requirement imposes a geographic consistency obligation that may …
An opt-out right for targeted advertising and associated data sales or sharing …
This waiver prevents users from joining together in class or representative act…
Personal Information is retained for a substantial fixed period after the relat…
Users may be unable to access their funds for up to 180 days under the stated c…
The category is defined by how the seller holds itself out, not solely by licen…
By including VOD and web-cam activities as named examples, PayPal signals that …
The category encompasses both the upstream sale of prescription products and th…
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