OpenAI added a new section to its Service Terms establishing disclaimers and limitations for its Financial Services offerings, including financial plugins and ChatGPT for Financial Services. The updated terms state that Financial Services are for informational purposes only, do not constitute financial or investment advice, and may contain inaccurate, delayed, or outdated data. Users are directed to seek qualified financial advisor guidance and remain responsible for their own decisions, with use subject to separate Financial Services Terms.
The updated terms add explicit disclaimers that Financial Services are informational only and do not constitute financial or investment advice. The terms state that data and output may be inaccurate, delayed, or outdated, and direct users to seek advice from qualified financial advisors and exercise independent judgment. Users remain responsible for decisions made using Financial Services, which are subject to separate Financial Services Terms including data partner terms and restrictions on use and redistribution.
Establishes that Financial Services are informational only, do not constitute investment advice, and may contain inaccurate or delayed data; users remain responsible for decisions.
This change record describes what was added, removed, or modified in the document. Analysis reflects what the updated agreement states or permits. It does not constitute a legal determination about enforceability. Applicability may vary by jurisdiction. Methodology
Wording edits to this record that do not change what it claims. Changes to a claim are published as corrections.
OpenAI has added liability-limiting language to its Service Terms regarding Financial Services offerings. The change establishes that Financial Services are informational only, do not constitute advice, and may contain inaccurate data. This is a standard …
Regulatory exposure, obligation change, escalation trigger, board-ready language, and recommended action for legal and compliance teams.
Unlock the full institutional analysis — InsightConductAtlas provides verified policy intelligence sourced directly from platform documents. All analysis is intended to support, not replace, legal and compliance review. Record CA-X-005035.
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