Cash App added a new Bitcoin Auto-Withdrawal feature that allows users to set up recurring automated transfers of bitcoin from their Cash App balance to an external wallet address. The updated terms also specify that withdrawal and transfer restrictions on funds from external sources now last a minimum of 7 days and up to 60 days, replacing the previous language that simply stated such restrictions would apply 'until fully settled'. Several minor formatting updates were also made to fee displays and section numbering.
Consumers: You must get the external wallet address right before turning on auto-withdrawal, because the company cannot bring back mistaken transfers.
Consumers: Money you deposit to Cash App from outside sources now has an explicit hold period of at least a week and possibly up to two months before you can withdraw or transfer it.
The updated terms introduce a new Bitcoin Auto-Withdrawal feature that lets users authorize recurring, automated transfers of bitcoin from their Cash App balance to an external wallet on a schedule they choose. The terms state that these transfers operate subject to the same daily and rolling transfer limits, identity verification, and compliance screening as manual withdrawals, and are irreversible once broadcast to the blockchain. The revised language also establishes that funds from external sources will be subject to withdrawal restrictions for a minimum of 7 days and as long as 60 days, replacing the prior language stating restrictions would apply 'until fully settled'. Users can cancel or modify Auto-Withdrawal schedules through the app at any time, but Cash App states it cannot stop transfers already initiated at the time it receives a cancellation request.
→ Review the Bitcoin Auto-Withdrawal feature in your Cash App settings to determine if you are eligible based on your state or jurisdiction.
→ If you choose to enable Bitcoin Auto-Withdrawal, verify your designated external wallet address is correct before activating the feature, as the terms state the company cannot recover funds sent to an incorrect address.
→ Understand that any bitcoin withdrawal you authorize will be irreversible once broadcast to the blockchain, even if you attempt to cancel the instruction.
ConductAtlas has recorded 10 material changes to this document over 126 days of monitoring (since April 2026). An additional minor or cosmetic changes were excluded.
Across all monitored documents, Cash App has made 13 significant changes.
6 of Cash App's significant changes have been classified as negative for consumers.
Introduced a new recurring automated transfer feature allowing users to schedule preset transfers to external wallets, subject to existing daily/rolling limits and compliance screening.
Clarified that withdrawal and transfer restrictions on externally sourced funds last 7-60 days instead of the prior 'until fully settled' language.
Established that all virtual currency transfers including Auto-Withdrawals are irreversible once broadcast and that users are responsible for address accuracy before enabling the feature.
This change record describes what was added, removed, or modified in the document. Analysis reflects what the updated agreement states or permits. It does not constitute a legal determination about enforceability. Applicability may vary by jurisdiction. Methodology
Cash App has added a new Virtual Currency Services feature (Bitcoin Auto-Withdrawal) and clarified the hold periods for externally sourced funds from a vague 'until fully settled' to an explicit 7-60 day window. This represents …
Regulatory exposure, obligation change, escalation trigger, board-ready language, and recommended action for legal and compliance teams.
Unlock the full institutional analysis — InsightConductAtlas provides verified policy intelligence sourced directly from platform documents. All analysis is intended to support, not replace, legal and compliance review. Record CA-C-004206.
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