SoFi updated the footer section of its Terms of Service on May 23, 2026, replacing certain calculators and tools with new offerings. The previous footer listed a Credit Card Interest Calculator, Mortgage Payment Calculator with Interest, and College Finder Search Tool. The updated footer now features a Home Mortgage Calculator, First-Time Homebuyer Guide, Retirement Calculator, and SoFi's Scholarship Giveaway. This change modifies which financial planning resources are prominently linked in the terms document but does not alter any contractual rights, obligations, or policy substance.
This change affects which financial planning tools and resources are linked in the footer of SoFi's Terms of Service, but does not modify the substantive terms, conditions, or obligations that govern SoFi's services. The updated footer now directs users to mortgage-focused and retirement planning resources rather than college planning tools. No consumer rights, data practices, fees, or service terms are altered by this modification.
While this change modifies which financial tools are featured in the Terms of Service footer, it does not alter any substantive terms, rights, obligations, or data practices. The update is informational and affects only the navigation structure and linked resources within the document.
This change record describes what was added, removed, or modified in the document. Analysis reflects what the updated agreement states or permits. It does not constitute a legal determination about enforceability. Applicability may vary by jurisdiction. Methodology
This change is a footer and navigation update with no substantive policy, legal, or compliance implications. It modifies linked resources and calculators without altering terms, conditions, data practices, or user obligations. No regulatory exposure, contractual obligation changes, or compliance action is indicated.
Full compliance analysis
Obligation analysis, escalation trigger, board language, and recommended action.
Monitor: regulatory citations + obligations. Compliance: full compliance memo.
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