CA-C-001907
Revolut — Revolut Terms of Service
Entity
Date detected
March 23, 2026
Effective date
March 23, 2026
Severity
Direction
Negative
Affected users
all users revolut account holders
Taxonomy
Transparency removal
Changes
−3 sentences removed · 2 sentences modified
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Event Summary

Revolut removed three sentences from its Terms of Service on March 23, 2026 that described the Move Money Rules feature, which allowed users to automate fund movements across account pockets or currency exchanges based on custom conditions. The updated terms no longer include any mention of this feature or its associated limits and fees. Users who relied on this feature will no longer find documentation of it in the current terms.

MEDIUM

Consumer Impact

The updated Terms of Service no longer document the Move Money Rules feature, which previously allowed users to set up automatic fund transfers across account pockets or currency exchanges based on custom conditions. The removal of this documentation means users cannot point to the terms as a reference for how this feature operates, what limits apply, or what fees may be charged. If the feature remains available in the app, its operational parameters are no longer formally described in the binding terms document.

Governance Analysis

The removal of Move Money Rules documentation from binding terms creates operational and regulatory ambiguity. Users can no longer reference the terms to understand how automatic fund movements work, what conditions trigger them, or what fees apply. If the feature remains available, the removal may violate disclosure obligations under consumer protection and payment services regulations. If the feature has been discontinued, the removal should be accompanied by explicit notice to affected users.

Available Actions

Check the Revolut app to confirm whether the Move Money Rules feature remains available

If relying on the feature, contact Revolut support to confirm its status and any applicable limits or fees

If No Action Is Taken

Users will be unable to reference the terms document as authority for how the Move Money Rules feature operates

If the feature has been discontinued without notice, users may attempt to use it only to discover it is unavailable

Key Clauses Affected

Move Money Rules Feature

Complete removal of three sentences documenting automatic fund transfer and currency exchange feature from binding terms

Full clause-by-clause analysis available with Compliance.
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This change record describes what was added, removed, or modified in the document. Analysis reflects what the updated agreement states or permits. It does not constitute a legal determination about enforceability. Applicability may vary by jurisdiction. Methodology

Evidence Verification

✓ Verified
Previous Version
26a63fe3761615abe873112f6811aa5dbb88b65595b78ac89cf3368dbb79abf8
April 29, 2026 06:37 UTC
✓ Verified
Current Version
1763b37fa3b5c7f58100790f8ccb071b831fb20b40de7d07d42ac8168381ba52
March 23, 2026 06:12 UTC
✓ Verified
Change Detected
March 23, 2026 06:12 UTC
Analysis Methodology
✓ Verified
Source Document
https://www.revolut.com/en-US/legal/terms
Citation Record
Entity: Revolut
Document: Revolut Terms of Service
Record ID: CA-C-001907
Captured: 2026-03-23 06:12:39 UTC
URL: https://conductatlas.com/change/2026-03-23-revolut-revolut-terms-of-service-1907/
Accessed: June 10, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.

Impact Summary

1
Protection removed
Consumers Removed

Users can no longer refer to the terms for an explanation of how this feature works or what it costs.

For legal and compliance teams

Institutional Analysis

Assessment

A feature previously documented in binding terms has been removed from the Terms of Service without explicit replacement or transition language. This creates potential ambiguity about whether the feature continues to operate, under what conditions, and with what fee or limit structures. Compliance teams should determine whether the feature remains operationally available and, if so, whether documentation has been moved to other materials, whether terms governing it have been superseded by app-level disclosures, and whether the removal creates any disclosure obligations regarding feature discontinuation.

Regulatory Exposure

FCA (if UK operations), FINMA (if Swiss operations). Consumer protection frameworks governing disclosure of material account features and automatic fund movement authorization. Payment Services Directive 2 (if EU/EEA). Specific regulatory citation uncertain without confirmation of Revolut's primary operating jurisdiction.

Full compliance analysis

Obligation analysis, escalation trigger, board language, and recommended action.

Monitor $19/mo Compliance $249/mo

Monitor: regulatory citations + obligations. Compliance: full compliance memo.

ConductAtlas provides verified policy intelligence sourced directly from platform documents. All analysis is intended to support, not replace, legal and compliance review. Record CA-C-001907.

Full Changes

See the full side-by-side comparison of every sentence added, removed, and modified.

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Document Context

Version history → Policy drift analysis → Document page →
Document
Revolut Terms of Service
Entity
Revolut
Captured
March 23, 2026
Source URL
https://www.revolut.com/en-US/legal/terms
Other changes to Revolut Terms of Service
Next change Apr 29, 2026
Revolut added a new feature called 'Move Money Rules' that lets you automatically transfer funds between pockets in your account …
Low Neutral
View full version history →
More from Revolut
Apr 29, 2026 Low
Revolut Terms of Service

Revolut added a new feature called 'Move Money Rules' that lets you automatically transfer funds between pockets in your account …

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