CA-C-001475
Revolut — Revolut Terms of Service
Entity
Date detected
April 29, 2026
Effective date
April 28, 2026
Severity
Low
Direction
Neutral
Affected users
all users premium subscribers
Changes
+3 sentences added · 2 sentences modified
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Event Summary

Revolut added a new feature called 'Move Money Rules' that lets you automatically transfer funds between pockets in your account or exchange currencies based on conditions you set. The terms note that limits and fees may apply depending on your plan. This is a new product feature disclosure rather than a change to your rights or protections.

LOW

Consumer Impact

Revolut introduced a new optional feature allowing you to set up automatic transfers between account pockets and currency conversions. The updated terms state that limits and fees may apply depending on your Revolut plan, meaning some users may incur costs when using this feature. You should review your specific plan details to understand what limits and fees apply before setting up automated rules.

Governance Analysis

This change introduces a new convenience feature that may streamline account management, but users should understand that plan-dependent limits and fees may apply when using automated rules. The disclosure is transparent about cost, but specifics remain to be clarified in plan documentation.

Available Actions

Review your Revolut plan details to understand what limits and fees apply to Move Money Rules before setting up automated transfers.

If No Action Is Taken

You may incur unexpected fees if you enable Move Money Rules without understanding your plan's fee structure.

You may hit automatic transfer limits without knowing they existed, interrupting intended automated movements.

Key Clauses Affected

Move Money Rules feature

New optional automated transfer feature allowing users to set conditions for moving funds between pockets and exchanging currencies; limits and fees apply by plan.

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This change record describes what was added, removed, or modified in the document. Analysis reflects what the updated agreement states or permits. It does not constitute a legal determination about enforceability. Applicability may vary by jurisdiction. Methodology

Evidence Verification

✓ Verified
Previous Version
abb4e96b76bca4f75df08a007fc75a34f0b1f9fd4ce1fc5753400492a39f0259
April 19, 2026 06:25 UTC
✓ Verified
Current Version
26a63fe3761615abe873112f6811aa5dbb88b65595b78ac89cf3368dbb79abf8
April 29, 2026 06:37 UTC
✓ Verified
Change Detected
April 29, 2026 06:37 UTC
Analysis Methodology
✓ Verified
Source Document
https://www.revolut.com/en-US/legal/terms
Citation Record
Entity: Revolut
Document: Revolut Terms of Service
Record ID: CA-C-001475
Captured: 2026-04-29 06:37:15 UTC
URL: https://conductatlas.com/change/2026-04-29-revolut-revolut-terms-of-service-1475/
Accessed: May 13, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
For legal and compliance teams

Institutional Analysis

Assessment

Revolut disclosed a new product feature (Move Money Rules) that enables automated intra-account transfers and currency exchanges. The disclosure is minimal and states only that limits and fees apply by plan. This appears to be a product announcement rather than a substantive change to user rights, obligations, or protections. No new regulatory exposure appears to arise from the feature itself, though the feature may be subject to existing payment services regulation (PSD2 in EU, equivalent frameworks elsewhere). No immediate compliance action is likely required unless the feature engages regulatory requirements around algorithmic decision-making or automated transactions that have not yet been disclosed.

Regulatory Exposure

PSD2 (EU Payment Services Directive 2 if applicable to jurisdiction), FCA rules on automated transactions and payment initiation (if UK-applicable), equivalent payment services regulation in user's jurisdiction.

Full compliance analysis

Obligation analysis, escalation trigger, board language, and recommended action.

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ConductAtlas provides verified policy intelligence sourced directly from platform documents. All analysis is intended to support, not replace, legal and compliance review. Record CA-C-001475.

Full Changes

See the full side-by-side comparison of every sentence added, removed, and modified.

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Document Context

Version history → Policy drift analysis → Document page →
Document
Revolut Terms of Service
Entity
Revolut
Captured
April 29, 2026
Source URL
https://www.revolut.com/en-US/legal/terms

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