Provisions Index

Teachers on Skillshare must provide detailed payment and tax information including PayPal or bank account details, physical addresses, tax identification numbers, and biographical information to receive payments....

Why it matters: Teachers share highly sensitive financial and tax identification data with Skillshare and its third-party payment and tax compliance partners, creating significant data security and identity theft risk if mishandled....

The Audible website embeds extensive Amazon-owned tracking code that monitors your browsing behavior, clicks, page timing, and session activity every time you visit....

Why it matters: These scripts collect behavioral data about you without a clearly visible disclosure in the provided source, raising questions about informed consent under applicable privacy laws....

Audible uses cookies to track your session, remember your identity across visits, and measure how you interact with the site....

Why it matters: Cookies can be used to build a profile of your habits and preferences over time, which may be shared with Amazon and third-party advertising partners....

Audible uses Amazon's single sign-on system, meaning your Audible login is linked to your Amazon account and data may flow between the two platforms....

Why it matters: Linking your Audible and Amazon identities allows Amazon to combine your audiobook listening habits with your broader Amazon shopping, browsing, and usage data....

Audible collects detailed data about how you interact with its website, including what you click, how long pages take to load, and how you scroll....

Why it matters: This behavioral data can be used to build detailed profiles of your preferences and habits, which may be used for advertising, product recommendations, or shared with Amazon....

TaskRabbit may share your personal information with third-party companies for advertising purposes, meaning your data can be used to target you with ads outside the TaskRabbit platform....

Why it matters: This means your browsing behavior, contact details, and platform activity may be shared with advertisers without explicit per-instance consent, affecting your broader digital privacy....

If you live in California or the US, you have the right to opt out of TaskRabbit sharing your personal information in ways that may qualify as a 'sale' under California privacy law, especially for advertising technology purposes....

Why it matters: California residents have a legal right to stop their personal data from being sold to third parties, and TaskRabbit acknowledges that its advertising activities could qualify as a sale under CCPA....

You can ask TaskRabbit to delete the personal information it holds about you, though the company may keep some data to comply with legal obligations....

Why it matters: This right gives you meaningful control over your data, but the exception for legal obligations means some information may be retained even after a deletion request....

TaskRabbit may share or transfer all of your personal information to another company if TaskRabbit is involved in a merger, acquisition, or sale of its assets....

Why it matters: Your personal data could end up with a completely different company without your active consent if TaskRabbit is sold or merges, and you may have limited ability to prevent this....

TaskRabbit stores all user data, including data from Canadian and international users, on servers located in the United States, and by agreeing to the policy you consent to this transfer....

Why it matters: Users outside the US, particularly in Canada and the EU, may have stronger data protection rights at home that do not apply once their data is transferred to and processed in the US....

For EU and UK users, TaskRabbit processes certain personal data — including your identity information and device data — based on its own 'legitimate business interests' rather than asking for your consent....

Why it matters: Processing on a legitimate interests basis means TaskRabbit does not need your consent for certain uses of your data, though you do have the right to object to this processing....

TaskRabbit may share your contact information with another user or their legal representative to resolve disputes or investigations arising from your interactions on the platform....

Why it matters: Your personal contact details could be disclosed to another person — or their lawyers — without your advance consent if a dispute arises, which has real safety implications particularly for in-home service workers....

When you submit content to Chegg — such as answers, questions, or other materials — you give Chegg a worldwide, royalty-free, perpetual license to use, copy, modify, and distribute that content....

Why it matters: This means Chegg can use your submitted content in any way it chooses, including for commercial purposes, without paying you or asking permission again....

You must be at least 13 years old to use Chegg, and certain services require you to be 18 or older. Users under 18 must have parental or guardian consent....

Why it matters: Parents should know that minors using Chegg are subject to the same terms, including arbitration waivers and data collection practices, and parental consent is required for users under 18....

Chegg can change these Terms of Use at any time and will notify you by posting the updated terms on its website or via email, with continued use of the service constituting acceptance....

Why it matters: If you continue using Chegg after a terms update, you are automatically agreeing to the new terms even if you haven't read them, which could include less favorable conditions....

Chegg can suspend or terminate your account at any time, for any reason, including violations of the terms, and may do so without prior notice....

Why it matters: You could lose access to services you have paid for if Chegg suspends your account, and the terms limit your ability to challenge this decision....

All disputes with Chegg are governed by California law, regardless of where you live, and any non-arbitration legal proceedings must be brought in Santa Clara County, California....

Why it matters: If you need to pursue legal action against Chegg outside of arbitration, you may need to do so in California courts, which could be prohibitively expensive or inconvenient for users in other states or countries....

You agree to defend and pay for any legal costs Chegg incurs if a third party sues them because of your use of the service or your violation of these terms....

Why it matters: If your actions on Chegg lead to a lawsuit against the company, you could be personally responsible for Chegg's legal fees and any resulting damages — a significant financial exposure....

Your Peacock subscription automatically renews and your payment method is charged at the end of each billing period unless you cancel before the renewal date....

Why it matters: Many consumers forget to cancel subscriptions before renewal, resulting in unexpected charges. Auto-renewal practices are a leading source of consumer complaints to regulators....

Peacock can change these Terms of Use at any time, and your continued use of the service after changes are posted means you have accepted the new terms....

Why it matters: Consumers may not notice when terms change, yet continued use of the service is treated as legally binding acceptance — even of terms that are less favorable than what was originally agreed....

You must be at least 18 years old (or the legal age of majority in your jurisdiction) to create a Peacock account. Minors may only use the service under parental supervision....

Why it matters: Peacock collects personal data from account holders, and age gating is required by law to protect minors from data collection and inappropriate content exposure....

Peacock can suspend or terminate your account at any time, for any reason, including for violations of these Terms or at Peacock's sole discretion....

Why it matters: Your access to content you've paid for can be cut off without much notice or recourse, and the Terms do not clearly guarantee refunds in such circumstances....

Disputes with Peacock are governed by the laws of the State of New York, and any non-arbitrated claims must be brought in courts located in New York....

Why it matters: If you live outside New York and have a dispute that proceeds to court, you would need to bring your claim in New York, which is costly and impractical for most consumers....

Zelle shares your personal information with other companies for the purpose of showing you targeted ads across different websites and apps, even though they say they do not directly sell your data....

Why it matters: Under California's CCPA/CPRA, sharing data for cross-context behavioral advertising is treated similarly to selling data, meaning California residents have the legal right to opt out of this practice....

When you post any content — including messages, feedback, images, or data — on Uniswap's platform, you give Uniswap a permanent, worldwide, royalty-free license to use, copy, modify, and display that content for any business purpose....

Why it matters: This license is irrevocable and perpetual, meaning Uniswap can continue using your content even after you stop using the platform, and you receive no compensation for this use....

Uniswap can change these Terms of Service at any time simply by updating the date on the document. If you keep using Uniswap after changes are made, you are considered to have agreed to the new terms....

Why it matters: You may not receive direct notice of material changes to your legal rights — continued use of the platform is treated as acceptance, even if you were unaware of the changes....

Uniswap uses an AI chatbot for support, and by using it, you consent to your conversations being processed and stored by Uniswap for quality assurance and product development purposes....

Why it matters: Conversations with the AI chatbot may be retained indefinitely and used to improve Uniswap's products, and the document warns users not to submit sensitive personal information through this channel....

Uniswap can terminate your access to its products or revoke your username at any time, for any reason, with or without notice, including for violations of these terms or at their sole discretion....

Why it matters: You have no guaranteed right to continued access to the platform, and termination can happen without warning, potentially affecting your ability to manage digital assets stored in or accessed through the Uniswap Wallet....

Your personal data may be transferred to and processed in countries outside your own, including the United States, with Standard Contractual Clauses used as the primary legal safeguard for EU/EEA transfers....

Why it matters: Data transferred internationally may be subject to different legal protections, and users in the EU and UK have specific rights regarding where their data goes....

As a Microsoft subsidiary, GitHub may share your personal data with Microsoft and other affiliated companies for business purposes including product improvement and service delivery....

Why it matters: Sharing data with Microsoft means your GitHub activity could be connected to your Microsoft account data, potentially creating a broader profile of your digital behavior....

California residents have additional rights under the CCPA/CPRA including the right to know what data is collected, the right to opt out of the sale or sharing of personal information, and the right to limit use of sensitive personal information....

Why it matters: California users have stronger legal protections than most US users, including the ability to stop GitHub from sharing their data with third parties for cross-context behavioral advertising....

GitHub retains certain personal data even after you delete your account, including for legal compliance, dispute resolution, and enforcement of agreements, and some data may persist in backup systems....

Why it matters: Deleting your GitHub account does not guarantee immediate or complete erasure of all your personal data from GitHub's systems....

GitHub uses cookies, pixel tags, and similar tracking technologies to collect information about your browsing behavior on their platform and across the web for analytics and advertising purposes....

Why it matters: Tracking technologies allow GitHub to monitor your activity both on and potentially off their platform, building a profile of your behavior that may be shared with third parties....

GitHub's services are not directed at children under 13, and users must be at least 13 years old (or older where local law requires) to create an account....

Why it matters: If a minor under the applicable age limit has created an account, their data may have been collected without valid parental consent, creating a legal and safety concern....

Midjourney shares your personal data, including through advertising cookies, with third-party analytics and advertising partners who may use it to deliver targeted ads and measure performance....

Why it matters: Your browsing behavior, usage data, and interactions on Midjourney may be used to profile you and serve targeted advertising, even if you did not explicitly consent to this beyond using the service....

If Midjourney is sold, merged, or undergoes restructuring, your personal data may be transferred to the acquiring company as part of that transaction....

Why it matters: Your personal information could end up under the control of a different company with different privacy practices, with no meaningful opportunity to object before the transfer occurs....

California residents have the right to opt out of Midjourney sharing their personal information with third parties through advertising cookies, even though Midjourney says it does not 'sell' data in the traditional sense....

Why it matters: Under California law, sharing data via advertising cookies can legally qualify as 'selling' or 'sharing,' giving California residents a meaningful opt-out right that other users may not have....

If you live in Europe, Switzerland, or the UK, you have strong data protection rights including the right to access, correct, delete, or port your data, and to object to how Midjourney processes it....

Why it matters: European users have significantly stronger legal protections than users in other regions, including the right to lodge a complaint with their national data protection authority....

Midjourney creates inferences about you — conclusions about your preferences, behaviors, and characteristics — based on how you use the service, and shares these inferences with third parties....

Why it matters: Inferences can reveal sensitive personal traits without your explicit disclosure, and sharing them with third parties can result in profiling that affects the ads and content you see across the internet....

Images you upload to Midjourney are classified as sensory data and are both collected and disclosed to third parties....

Why it matters: Uploaded images may contain identifiable information about you or others, and their sharing with third parties raises meaningful privacy concerns, particularly if the images include faces or other biometric-adjacent content....

Midjourney's service is not intended for children under 13, and the company will delete any data it discovers was collected from a child under 13 without parental consent....

Why it matters: Parents should be aware that if a child under 13 uses Midjourney, their data may have been collected, and they should contact Midjourney to request its removal....

Max maintains separate Terms of Use for different countries and regions, meaning the rules that apply to your account depend on where you are located....

Why it matters: Consumers in different countries have different rights and protections under their local laws, and Max's differentiated terms reflect those varying obligations....

Strava collects health data such as step count, sleep information, heart rate, HRV, and VO2max from connected devices and apps like Garmin, Peloton, and Apple Health that you link to your account....

Why it matters: Connecting fitness devices and apps to Strava expands the scope of health data Strava holds significantly, and users may not fully appreciate how much sensitive health data flows into Strava from these integrations....

Strava retains your personal information for as long as your account is active and for a period after account deletion, with some data retained longer to comply with legal obligations or resolve disputes....

Why it matters: Data retained after account deletion means your location and health information may persist on Strava's systems even after you believe you have removed your data....

Strava provides privacy controls allowing you to set who can see your activities, adjust map visibility, create privacy zones, and manage what data is shared with other users and third parties....

Why it matters: The existence of granular privacy controls means users have meaningful ability to limit data exposure, but these controls must be actively configured — the defaults may expose more data than users expect....

Strava's services are not directed at children under 13, and users between 13 and 17 may have additional privacy protections applied including restricted default visibility settings....

Why it matters: Age-based protections are legally required under COPPA in the US and similar laws globally, but parents should be aware that teen users may still share significant location and health data on the platform....

Strava uses your information to show you relevant advertising and to market its own services to you, including through third-party advertising partners and analytics providers....

Why it matters: Your usage behaviour, location patterns, and profile information may be used to target you with personalised advertising, including through third-party ad networks that may track you across other sites....

If Wise faces legal claims or costs because of something you did while using their service, you are responsible for covering those costs....

Why it matters: This means you could be financially responsible for Wise's legal fees and damages if your use of their service — even if unintentionally — causes them to face a claim....

Wise can change the terms of your agreement at any time by giving you notice, and continuing to use the service means you agree to the new terms....

Why it matters: Your rights and obligations as a Wise customer can change without your active consent — just a notification — and using the app after the change counts as acceptance....

You must not use Wise to send money to sanctioned countries, individuals, or for illegal purposes, and Wise is required to monitor and report suspicious activity to authorities....

Why it matters: Violating these rules — even inadvertently — can result in immediate account suspension, frozen funds, and potential legal consequences under US federal law....