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Coinbase
· Coinbase User Agreement
Coinbase reserves the right to modify the User Agreement unilaterally, with changes effective upon posting. For modifications that reduce user rights or increase user responsibilities, the agreement states that at least 30 days prior notice will be provided by website posting or email....
Why it matters: This provision establishes that the terms governing Coinbase accounts may change over time, with the 30-day notice obligation applying specifically to changes that reduce user rights or increase responsibilities. Changes of other types may take effect upon posting without advance notice....
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Coinbase
· Coinbase User Agreement
This provision excludes Coinbase's liability for indirect, incidental, special, punitive, and consequential damages, including loss of data, revenue, profits, or other financial benefits, to the maximum extent permitted by applicable law....
Why it matters: This clause limits the categories of damages users may recover from Coinbase in the event of service failures, unauthorized transactions, data breaches, or other platform-related losses, restricting recovery to direct damages subject to any applicable liability cap stated elsewhere in the agreement....
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Coinbase
· Coinbase User Agreement
The agreement requires users to comply with applicable laws and authorizes Coinbase to request additional identifying information and documents as part of AML and KYC compliance obligations before or during use of the platform....
Why it matters: This provision establishes Coinbase's authority to request identity and compliance documentation from users and to condition service access on completion of verification requirements, consistent with Coinbase's obligations as a registered money services business....
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Coinbase
· Coinbase User Agreement
The agreement states that Coinbase charges fees on cryptocurrency transactions including purchases, sales, conversions, and transfers. Fee amounts are disclosed at the time of transaction and set out in a separate fee schedule; the agreement states that fees are generally non-refundable....
Why it matters: This provision establishes that transaction fee terms are contained in a separate fee schedule document rather than fully within the User Agreement, and that fees are non-refundable except in limited circumstances defined in that separate document....
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Coinbase
· Coinbase User Agreement
The agreement specifies that California law governs the terms and disputes, and designates California state courts in San Francisco County and the U.S. District Court for the Northern District of California as the exclusive judicial forums for disputes not subject to arbitration....
Why it matters: This provision establishes the legal framework and judicial forum applicable to disputes under the agreement, requiring users outside California to litigate in California courts for matters not subject to arbitration....
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Monitoring
These provisions have changed before.
Monitor includes same-day alerts, structured change summaries, and monitoring for up to 25 platforms.
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Coinbase
· Coinbase User Agreement
The agreement authorizes Coinbase to stake eligible digital assets on behalf of users, states that staked assets may be illiquid for a period, discloses that staking rewards are not guaranteed and may change, and states that Coinbase may charge a commission on any staking rewards earned....
Why it matters: This provision establishes that participation in Coinbase staking services authorizes asset lockup for unspecified periods, that rewards are not guaranteed, and that Coinbase takes a commission from any rewards generated, which affects both asset liquidity and effective yield calculations....
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Perplexity AI
· Perplexity AI Terms of Service
The agreement requires users to resolve most disputes with Perplexity through individual binding arbitration rather than court proceedings, and users waive the right to bring or participate in class action lawsuits or class-wide arbitration....
Why it matters: This provision requires that disputes between users and Perplexity proceed through individual arbitration administered under AAA rules, precluding class-wide judicial or arbitral proceedings. The clause includes a 30-day opt-out window from first acceptance, which is the operative mechanism for users who wish to preserve court access....
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Perplexity AI
· Perplexity AI Terms of Service
Users grant Perplexity a worldwide, royalty-free, sublicensable license to use, reproduce, adapt, modify, publish, and distribute any content they submit through the platform, across current and future media and distribution methods....
Why it matters: This provision establishes a broad license over user-submitted content, including search queries and uploaded files, with sublicensing rights that may extend to third-party AI infrastructure providers. The license scope includes future distribution methods not yet in existence, and the document does not clearly specify whether the license terminates upon account deletion....
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Perplexity AI
· Perplexity AI Terms of Service
The agreement prohibits use of Perplexity's services by anyone under 13, and requires parental or guardian consent for users aged 13 through 17....
Why it matters: This provision establishes COPPA-relevant age thresholds and conditions platform access for minors aged 13-17 on parental consent. The operational implementation of the consent mechanism is not described in the terms and would require separate verification....
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Perplexity AI
· Perplexity AI Terms of Service
The agreement limits Perplexity's liability to exclude indirect, incidental, special, consequential, and punitive damages arising from use of or inability to use the services, including losses related to data, profits, and goodwill....
Why it matters: This provision caps the categories of recoverable damages in claims against Perplexity, which is standard in technology service agreements. The clause includes a 'to the maximum extent permitted by law' qualifier, meaning applicable consumer protection statutes in certain jurisdictions may limit its effect....
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Perplexity AI
· Perplexity AI Terms of Service
Perplexity reserves the right to modify the Terms of Service at any time and will provide notice through email, in-service notification, or by updating the effective date. Continued use of the platform after notification constitutes acceptance of the revised terms....
Why it matters: This provision authorizes Perplexity to revise the agreement unilaterally, with notice mechanisms that may include only an updated date on the terms page. Continued platform use constitutes acceptance of modified terms, which is a standard but operationally significant mechanism in consumer technology agreements....
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Perplexity AI
· Perplexity AI Terms of Service
The agreement states that AI-generated outputs from Perplexity may not be accurate and should not be used as the sole source of factual information or as a substitute for professional advice....
Why it matters: This provision discloses the inherent limitations of AI-generated outputs and establishes that users bear responsibility for verifying information obtained through the platform. The disclaimer has operational significance for users relying on Perplexity in professional, legal, medical, or financial contexts....
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Perplexity AI
· Perplexity AI Terms of Service
Paid subscriptions to Perplexity AI services renew automatically unless cancelled before the renewal date, and users agree to pay applicable fees upon sign-up....
Why it matters: The auto-renewal provision requires users to cancel before a renewal date to avoid being charged for an additional subscription period. This mechanism is subject to automatic renewal laws in California and other states that impose specific notice and cancellation requirements....
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Perplexity AI
· Perplexity AI Terms of Service
Perplexity reserves the right to suspend or terminate user accounts at any time, with or without cause, and with or without notice, at its sole discretion....
Why it matters: This provision authorizes Perplexity to discontinue a user's access to the platform without stated cause or advance notice, which creates operational risk for users or businesses that rely on the service for ongoing workflows or data access....
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Skillshare
· Skillshare Privacy Policy
The policy authorizes Skillshare to share user data including identifiers, behavioral data, and inferred interests with advertising partners and analytics vendors for the purpose of delivering targeted advertisements....
Why it matters: This provision establishes a data-sharing relationship with third-party advertising partners that may constitute 'selling' or 'sharing' of personal data under CCPA and CPRA, triggering opt-out rights for California residents and requiring specific disclosures. Under GDPR, sharing behavioral data with advertising partners for targeted advertising requires a valid lawful basis and, in many interpretations by EU supervisory authorities, explicit consent....
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Skillshare
· Skillshare Privacy Policy
The policy states that user personal data may be transferred to a third-party acquirer or successor entity in the context of a merger, acquisition, asset sale, bankruptcy, or service transition without a separate user consent event, subject to applicable law and contract terms....
Why it matters: This provision authorizes disclosure of user personal data to acquiring parties in a broad range of corporate transactions, including due diligence stages prior to a completed deal, which means data may be accessible to third parties before a transaction is finalized. Under GDPR, such transfers may require a lawful basis and, in asset sale scenarios, adequate safeguards and notice to data subjects....
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Skillshare
· Skillshare Privacy Policy
The policy states that Skillshare's Privacy Policy now governs data collected through the Superpeer platform following Skillshare's acquisition of Superpeer's main operating assets, replacing any prior Superpeer privacy terms....
Why it matters: This provision establishes that personal data previously collected under Superpeer's privacy terms is now subject to Skillshare's policy, which may involve different data practices, sharing arrangements, and user rights than those under which Superpeer users originally consented; this may require evaluation under GDPR's lawful basis and notice requirements and CCPA's updated notice obligations....
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Skillshare
· Skillshare Privacy Policy
The policy discloses that California residents have CCPA and CPRA rights including access, deletion, opt-out of sale or sharing, and non-discrimination, exercisable by contacting Skillshare through the stated mechanisms....
Why it matters: This provision operationalizes Skillshare's CCPA and CPRA compliance obligations for California residents, establishing the rights disclosure required by statute and indicating that an opt-out mechanism for sale or sharing of personal data is available; the practical scope of these rights depends on whether Skillshare's data sharing with advertising partners constitutes a 'sale' or 'sharing' under California law....
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Skillshare
· Skillshare Privacy Policy
The policy states that EU and UK residents have GDPR and UK GDPR data protection rights including access, correction, deletion, and restriction of processing, exercisable by contacting Skillshare at privacy@skillshare.com....
Why it matters: This provision establishes Skillshare's GDPR and UK GDPR compliance disclosure for EU and EEA and UK users, identifying the contact mechanism for exercising data subject rights; the phrase 'aims to take reasonable steps' is qualified language that does not unequivocally commit to specific statutory response timelines, which may warrant review against GDPR Article 12 requirements....
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Skillshare
· Skillshare Privacy Policy
The policy states that Skillshare does not knowingly collect personal data from users under 18, and that upon discovering such collection has occurred, Skillshare will take steps to delete that data from its systems....
Why it matters: This provision establishes Skillshare's stated COPPA-aligned posture for users under 18; as an online learning platform, Skillshare may attract users near the age threshold, and the operational reliability of age verification mechanisms is a material compliance consideration for FTC enforcement under COPPA and related state laws....
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Skillshare
· Skillshare Privacy Policy
The policy states that personal data is retained for the duration of account activity or as long as needed to provide services, and may be retained further to satisfy legal obligations, resolve disputes, or enforce agreements....
Why it matters: The retention clause does not specify fixed retention periods for any category of personal data, which may engage GDPR's storage limitation principle requiring that data not be kept longer than necessary for the specified purpose; the absence of defined retention schedules may be a point of inquiry for EU and UK supervisory authorities....
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Leonardo AI
· Leonardo AI Terms of Service
The agreement grants Leonardo AI a worldwide, royalty-free, sublicensable license to use, reproduce, modify, distribute, and publish content users submit or generate through the platform across any current or future media, including for service promotion and syndication to third parties....
Why it matters: This provision establishes a broad license that covers both user-uploaded content and AI-generated outputs, and extends to sublicensing to third parties for syndication, distribution, and promotional purposes. The scope of permitted uses, including AI model improvement, engages data protection and intellectual property considerations across multiple jurisdictions....
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Leonardo AI
· Leonardo AI Terms of Service
The agreement authorizes Leonardo AI to terminate or suspend any user account immediately, without prior notice or liability, for any reason at its sole discretion, including but not limited to a breach of the Terms....
Why it matters: This provision establishes that Leonardo AI may suspend or terminate accounts without advance notice, which has direct operational consequences for users who rely on the platform for commercial creative workflows, including those with active paid subscriptions. The absence of a stated appeals or review mechanism is operationally significant for business users....
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Leonardo AI
· Leonardo AI Terms of Service
The agreement grants users a limited, non-transferable license to use the platform, with commercial use rights for AI-generated content varying by subscription tier and requiring users to review their specific plan for applicable rights....
Why it matters: This provision establishes that the scope of permissible commercial exploitation of AI-generated outputs is determined by the user's active subscription plan, creating a tiered rights structure. Users who rely on generated content for commercial purposes must confirm that their subscription tier explicitly permits such use....
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Leonardo AI
· Leonardo AI Terms of Service
The agreement prohibits use of the Leonardo AI platform by persons under 18 years of age, and users confirm their age eligibility by accessing the platform....
Why it matters: This provision establishes a hard age gate at 18 years, which is operationally significant given the platform's capacity to generate content including mature or explicit imagery in designated areas. The enforcement mechanism for this restriction is not described in detail within the ToS....
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Leonardo AI
· Leonardo AI Terms of Service
The agreement limits Leonardo AI's liability to the maximum extent permitted by law, excluding indirect, incidental, special, consequential, or exemplary damages including loss of profits, data, or goodwill arising from use of or inability to use the platform....
Why it matters: This provision establishes a broad limitation of Leonardo AI's financial exposure across all categories of indirect harm, which is operationally significant for users who experience data loss, service outages, or content removal that affects commercial workflows. The clause is qualified by applicable law, which may limit its enforceability in consumer-protective jurisdictions....
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Leonardo AI
· Leonardo AI Terms of Service
The agreement requires users to defend and indemnify Leonardo AI and its affiliates against all claims, damages, and expenses, including attorneys' fees, arising from the user's use of the platform or breach of the Terms....
Why it matters: This provision creates a financial indemnification obligation running from users to Leonardo AI and its affiliates, covering third-party claims arising from the user's platform activity. For business users generating content at scale, this obligation may create material financial exposure in the event of intellectual property or other third-party claims....
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Leonardo AI
· Leonardo AI Terms of Service
The agreement prohibits a defined list of activities including automated scraping, unauthorized API access, spam, system interference, harvesting personal data, commercial solicitation, impersonation, and bypassing platform access controls....
Why it matters: This provision establishes specific prohibited conduct that, if engaged in, may trigger the platform's unilateral termination rights. Developer and enterprise users relying on API access or automated workflows should verify that their technical implementations comply with the acceptable use restrictions....
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Leonardo AI
· Leonardo AI Terms of Service
The agreement is governed by the laws of New South Wales, Australia, and designates Australian courts as the forum for disputes, with no conflict of law provisions applied....
Why it matters: The governing law clause designates New South Wales, Australia as the applicable legal jurisdiction, which may require users in the US, EU, and other regions to pursue disputes in an Australian forum or under Australian law. This has practical implications for users seeking to assert consumer protection rights under local law....
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Leonardo AI
· Leonardo AI Terms of Service
The agreement establishes that paid subscriptions are billed in advance on a recurring monthly or annual basis and renew automatically at the end of each billing cycle unless the user cancels through account settings or customer support....
Why it matters: This provision establishes automatic renewal of paid subscriptions without specifying a minimum advance notice period to users before renewal, which is operationally significant for users on annual billing cycles. The absence of a stated refund policy within the ToS requires users to consult separate documentation for refund eligibility....
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Leonardo AI
· Leonardo AI Terms of Service
The agreement reserves to Leonardo AI the unilateral right to modify the Terms at any time, with an attempt to provide 30 days notice for material changes as determined at Leonardo AI's sole discretion, and continued use of the platform constitutes acceptance of revised terms....
Why it matters: This provision establishes that acceptance of revised terms is deemed by continued platform use, and that the threshold for what constitutes a material change requiring advance notice is assessed at Leonardo AI's sole discretion. Users who do not actively monitor communications from Leonardo AI may be bound by revised terms without explicit re-consent....
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Perplexity AI
· Perplexity Terms of Service
Users grant Perplexity a worldwide, royalty-free, sublicensable license to use, reproduce, modify, adapt, publish, transmit, and distribute any content submitted to the platform through any media or distribution method, including those not yet developed. This license permits Perplexity to make submitted content available to third parties....
Why it matters: This provision authorizes Perplexity to use, adapt, and sublicense user-submitted content across current and future distribution channels. Organizations submitting proprietary, confidential, or commercially sensitive content through the platform should assess whether this license grant is compatible with their IP ownership and confidentiality obligations....
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Perplexity AI
· Perplexity Terms of Service
The agreement requires that disputes between users and Perplexity be resolved through binding individual arbitration rather than court proceedings, with a limited exception permitting either party to seek injunctive relief for intellectual property claims in court....
Why it matters: This provision requires disputes to proceed through individual arbitration, which determines the forum and procedural rules for resolving any claim arising from use of the platform. The clause limits the available dispute resolution mechanisms for users outside the IP injunction exception....
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Perplexity AI
· Perplexity Terms of Service
The agreement prohibits users from bringing or participating in class action, class arbitration, or representative proceedings against Perplexity, requiring that any claim be brought solely on an individual basis....
Why it matters: This provision establishes that users cannot consolidate claims with other users or participate as a class member in any proceeding against Perplexity. The provision operates in conjunction with the mandatory arbitration clause and collectively channels all user disputes to individual arbitration....
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Perplexity AI
· Perplexity Terms of Service
The agreement disclaims Perplexity's liability for indirect, incidental, consequential, punitive, and other specified categories of damages, and caps total liability at either one hundred dollars or the amount paid in the prior twelve months, whichever is greater....
Why it matters: This provision sets a financial ceiling on Perplexity's aggregate liability to users, with a minimum cap of one hundred dollars applicable to free-tier users. The disclaimer of consequential and indirect damages limits recovery for losses resulting from platform unavailability, AI output errors, or data loss....
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Perplexity AI
· Perplexity Terms of Service
The agreement disclaims all warranties, express or implied, for the platform and its outputs, and explicitly states that AI-generated content may be inaccurate, incomplete, outdated, or unsuitable for the user's purposes. No warranty of fitness for a particular purpose or non-infringement is provided....
Why it matters: This provision explicitly states that AI-generated outputs are not warranted for accuracy, completeness, or fitness for any specific use, which has direct operational implications for users or organizations relying on Perplexity outputs in professional, regulated, or high-stakes contexts. The disclaimer applies to the full scope of platform outputs....
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Perplexity AI
· Perplexity Terms of Service
The agreement permits Perplexity to suspend or terminate user access at any time for any reason, including suspected violations of the terms, with notification provided at Perplexity's discretion and subject to exception where immediate action is deemed necessary....
Why it matters: This provision establishes that platform access is subject to unilateral suspension or termination by Perplexity without a fixed notice period or procedural requirements beyond reasonable efforts to notify. Users and organizations that depend on continuous platform access for operational workflows should note the absence of a minimum notice guarantee....
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Perplexity AI
· Perplexity Terms of Service
The agreement prohibits use of the platform by persons under age thirteen and requires parental or guardian consent and supervision for users between thirteen and eighteen years of age....
Why it matters: This provision establishes the minimum age requirement for platform access and conditions adolescent use on parental consent, creating compliance obligations under COPPA for users under thirteen and operational considerations for platform access controls....
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Perplexity AI
· Perplexity Terms of Service
The agreement prohibits a range of activities including automated access, data harvesting, spam, security interference, commercial solicitation without consent, impersonation, and any conduct that violates applicable law. Violations may result in account suspension or termination....
Why it matters: This provision defines the boundaries of permissible platform use and establishes the contractual basis for account enforcement actions. API users and developers should note the prohibition on automated system access, which may interact with API-specific terms governing programmatic access....
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Perplexity AI
· Perplexity Terms of Service
The agreement designates California law as the governing law and San Francisco County, California courts as the exclusive jurisdiction for any disputes not subject to arbitration....
Why it matters: This provision establishes California law and San Francisco courts as the exclusive forum for non-arbitrable disputes, which may require users outside California to litigate in a distant jurisdiction and may affect which consumer protection statutes apply to disputes....
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Perplexity AI
· Perplexity Terms of Service
The agreement requires users to indemnify Perplexity and its personnel against claims, losses, and legal expenses arising from violations of the terms or from content users submit to the platform....
Why it matters: This provision creates a financial obligation for users to cover Perplexity's legal costs and damages arising from user conduct or content submissions, including third-party claims. The scope extends to all content submitted through the platform....
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Target
· Target Privacy Policy
The policy states that Target collects biometric information, specifically face geometry scans, when consumers use the virtual beauty try-on feature on Target's digital platforms....
Why it matters: This provision requires compliance with state biometric privacy statutes including the Illinois Biometric Information Privacy Act (BIPA), the Texas Capture or Use of Biometric Identifier Act (CUBI), and Washington's biometric privacy law, each of which imposes specific written consent, retention schedule, and destruction obligations prior to and following collection of biometric identifiers....
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Target
· Target Privacy Policy
The policy states that Target shares personal information including identifiers, browsing activity, and purchase history with advertising and social media companies, and acknowledges this activity may constitute a 'sale' or 'sharing' under state privacy laws, with an opt-out right provided....
Why it matters: This provision triggers opt-out rights under CCPA/CPRA and analogous statutes in Colorado, Connecticut, Virginia, Texas, and other states; the terms require Target to process opt-out requests within 15 business days under CPRA and to honor Global Privacy Control signals, creating ongoing operational compliance obligations....
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Target
· Target Privacy Policy
The policy states that Target collects precise geolocation data from consumers' mobile devices, described as requiring device-level permission, and categorizes this as sensitive personal information under applicable state privacy laws....
Why it matters: Precise geolocation is classified as sensitive personal information under CPRA and analogous state statutes, requiring that consumers be provided with the right to limit its use and disclosure; this classification creates heightened consent and data minimization obligations relative to general location data....
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Target
· Target Privacy Policy
The policy enumerates six specific rights for California residents under CCPA/CPRA and states that residents of additional states including Colorado, Connecticut, Virginia, Utah, Texas, Oregon, Montana, and others receive analogous rights under applicable state statutes, with a consolidated state rights table referenced....
Why it matters: This provision establishes Target's stated compliance posture under CCPA/CPRA and analogous multi-state privacy frameworks; it creates operational obligations including response timelines, non-discrimination requirements, and appeal procedures that must be implemented and auditable to satisfy regulatory expectations....
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Target
· Target Privacy Policy
The policy states that when consumers purchase from third-party sellers on the Target Plus marketplace, Target shares the consumer's name, address, and items purchased with those sellers as needed to fulfill the order....
Why it matters: This provision establishes that Target Plus marketplace transactions involve personal information disclosure to third-party sellers who are not directly subject to Target's privacy policy, creating a data flow that consumers may not associate with a Target-branded transaction and that may require evaluation under applicable data sharing and service provider frameworks....
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Target
· Target Privacy Policy
The policy states that Target shares personal information with loyalty and partner program companies, including Ulta Beauty and Marriott, in connection with program participation....
Why it matters: This provision establishes that Target Circle program participation results in personal information sharing with named third-party loyalty partners whose own data practices are governed by their independent privacy policies rather than Target's, creating data flows that consumers should evaluate in the context of multi-brand loyalty ecosystems....
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Target
· Target Privacy Policy
The policy states that Target collects and retains inferences derived from personal information to build consumer profiles reflecting preferences, psychological trends, predispositions, behaviors, attitudes, intelligence, abilities, and aptitudes....
Why it matters: Inferences drawn to create consumer profiles are a specifically enumerated category under CCPA/CPRA and analogous state statutes, subject to access rights, deletion rights, and in some contexts correction rights; the breadth of the enumerated inference categories (including psychological trends and aptitudes) extends beyond standard purchase-preference profiling....
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Target
· Target Privacy Policy
The policy states that Target's digital properties are not directed to children under 13 and that Target does not knowingly collect personal information from children under 13 without parental consent....
Why it matters: This provision establishes Target's stated COPPA compliance posture; the 'not knowingly' standard is the operative COPPA threshold, and the absence of a described age verification or parental consent mechanism in the policy text means the practical implementation of this commitment is not detailed in the policy itself....
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Target
· Target Privacy Policy
The policy states that Target shares personal information with financial partners to operate the Target RedCard program, which includes credit and debit card products....
Why it matters: RedCard data sharing with financial partners may engage federal financial privacy obligations under the Gramm-Leach-Bliley Act (GLBA) and associated regulations, which impose notice, opt-out, and data security requirements for financial institutions sharing nonpublic personal information with nonaffiliated third parties....