Coinbase may immediately suspend, restrict, or terminate any user account for any reason at its sole discretion, without being required to disclose the reason or the risk criteria that informed the decision. Users retain a 90-day window to transfer assets after account deactivation unless prohibited by law or court order.
This analysis describes what Coinbase's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
This provision authorizes immediate account suspension or termination without prior notice or disclosed justification, based on confidential risk criteria. The operational consequence for users is that access to digital assets and USD wallet funds may be interrupted without advance warning, subject to the 90-day transfer window and any applicable legal restrictions.
The updated terms expand Coinbase's authority to liquidate customer assets without notice to cover clearinghouse losses. Previously, liquidation was authorized only if you failed to pay for securities purchased or failed to deliver securities sold. The revised language now also permits liquidation if a transfer of securities into your account at CCM fails or is reversed. This means the platform can use your property to cover losses stemming from incoming transfer failures, in addition to settlement failures on your own trades. The authorization continues to require only that CCM make a demand for payment to Coinbase, without notice to you.
View change record →The updated terms establish procedures for handling protocol upgrades and define Coinbase's role in migrating customer assets to new versions. Under the revised language, by maintaining a Coinbase account, customers are deemed to have instructed Coinbase to conduct Coinbase Supported Migrations on their behalf at times and in manner Coinbase solely determines appropriate. The agreement further states that Coinbase shall not be liable or responsible for any loss resulting from inability to transfer Digital Assets during a migration or from the Asset Transformation itself. This expands Coinbase's authority to act without advance notice while eliminating liability for migration-related losses.
View change record →The updated terms now explicitly disclose Coinbase's fee structure for California residents, establishing a $10 maximum fee for transactions under $200 and a 6% maximum for larger transactions, though actual fees displayed at checkout may be lower based on payment method, order size, market conditions, and location. The revised agreement also clarifies that virtual currency transactions may be irreversible and provides links to procedures for reporting unauthorized transactions, updating contact information, and accessing transaction receipts. Coinbase commits to providing California residents at least 14 days' prior notice of material changes to fees or terms affecting their accounts.
View change record →⚠ If an account is deactivated and assets are not transferred within 90 days, further transfer may be restricted by applicable law or court order as stated in the agreement
Cross-platform context
See how other platforms handle Sole Discretion Account Suspension and Termination Without Disclosure and similar clauses.
Compare across platforms →"Coinbase may suspend, restrict, or terminate your access to any or all of the Coinbase Services, and/or deactivate or cancel your Coinbase Account(s), with immediate effect for any reason at its sole discretion and is under no obligation to disclose the details of its decision to take such action with you. You acknowledge that Coinbase's decision to take certain actions, including limiting access to, suspending, or closing your account for any reason in our sole discretion, may be based on confidential criteria that are essential to Coinbase's risk management and security protocols. You agree that Coinbase is under no obligation to disclose the details of its risk management and security procedures to you.Excerpt from Coinbase's User Agreement
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This provision authorizes immediate account suspension or termination without prior notice or disclosed justification, based on confidential risk criteria. The operational consequence for users is that access to digital assets and USD wallet funds may be interrupted without advance warning, subject to the 90-day transfer window and any applicable legal restrictions.
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