This analysis describes what Zelle's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
This provision establishes Zelle's operational position regarding Children's Online Privacy Protection Act (COPPA) compliance by declaring the service is not designed for the under-13 population and stating practices related to minor data collection and commercial use.
Zelle's website now operates under a binding privacy notice that requires you to expressly consent to the collection, use, disclosure, and retention of your personal information as a condition of visiting the site. The policy states that by using the website, you consent to these practices, and you should not use the site if you disagree. This represents a shift from marketing content to enforceable legal terms that govern what data is collected from website visitors and how it may be used. You can review the full privacy notice in the footer of zelle.com pages or request a copy via email at zelleprivacy@earlywarning.com to understand what specific data practices apply to your visit.
View change record →The provision establishes that the service terms do not apply to users under 13, as the Website is not directed to that population. Users under 13 who access the service do so outside the intended scope of these terms.
How other platforms handle this
Our Services are not directed to children under 13 years of age, and we do not knowingly collect personal information from children under 13. If we learn we have collected or received personal information from a child under 13 without verification of parental consent, we will delete that information...
Our Services are not directed to children under the age of 13, and we do not knowingly collect personal information from children under 13 without parental consent. If we become aware that a child under 13 has provided us with personal information without parental consent, we will take steps to remo...
Our websites and mobile applications are not directed to children under the age of 13, and we do not knowingly collect personal information from children under 13 without parental consent. If we learn that we have collected personal information from a child under 13 without parental consent, we will...
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"Our Website is not intended for children under the age of 13. We do not knowingly solicit or collect information from individuals under the age of 13. Therefore, we have no actual knowledge that we've shared (for cross-context behavioral advertising) information about minors and we do not sell information that is collected from our Website so therefore we have not sold information about minors. For information about the Children's Online Privacy Protection Act (COPPA), visit the FTC website: www.ftc.gov.— Excerpt from Zelle's Zelle Privacy Policy
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This provision establishes Zelle's operational position regarding Children's Online Privacy Protection Act (COPPA) compliance by declaring the service is not designed for the under-13 population and stating practices related to minor data collection and commercial use.
The provision establishes that the service terms do not apply to users under 13, as the Website is not directed to that population. Users under 13 who access the service do so outside the intended scope of these terms.
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