This analysis describes what Wise's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
How other platforms handle this
Except where the payment is processed as an e-check, you have the right to cancel a transaction for a full refund unless your designated recipient has already received the payment. However, since most Venmo payments are received within seconds, you may not be able to cancel
Service fees are generally not refundable for returned items. If your order is refunded, we may issue a refund, replacement, or credit at our discretion.
If DoorDash cancels your DashPass subscription, you will receive a refund of your subscription fee on a pro rata basis based on the amount of time remaining in your pre-paid subscription, unless DoorDash terminates your account...because it determines...your actions...violates this Agreement
"You have the right to cancel a Money Transfer order for personal use and obtain a full refund of all funds paid to us, including any fees in connection with that order, up until the Money Transfer has been completed...Excerpt from Wise's US Customer Agreement
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The clause states: “You have the right to cancel a Money Transfer order for personal use and obtain a full refund of all funds paid to us, including any fees in connection with that order, up until the Money Transfer has been completed...”
ConductAtlas has identified this type of provision across 172 platforms. See the full comparison.
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