This analysis describes what Wise's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The updated terms now authorize Wise to accept incoming funds via FedNow, a new instant payment service. The agreement states that FedNow transactions are processed in real time and generally cannot be canceled or reversed once completed, distinguishing them from traditional transfers that may have reversal windows. The terms also establish that Wise may decline any incoming FedNow transaction at its discretion where required for security, compliance, or operational reasons, without specifying advance notice or appeal procedures. Users receiving FedNow payments should understand that such transfers become final immediately upon completion.
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Only one trial or promotional subscription is available per household. If your DashPass subscription is ever terminated for any reason, you shall not be eligible for a free trial on any subsequent DashPass subscription.
Free trials are available only to users that have not previously subscribed to the Services or previously received a free trial.
To the extent that any provisions in the Business Terms of Service conflict with these Terms, the Business Terms of Service shall govern to the extent of the conflict.
"We only offer our Services in the states in which we are licensed or in the states that do not currently require us to be licensed to provide our Services.Excerpt from Wise's Terms of Use
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The clause states: “We only offer our Services in the states in which we are licensed or in the states that do not currently require us to be licensed to provide our Services.”
ConductAtlas has identified this type of provision across 298 platforms. See the full comparison.
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