This analysis describes what Wise's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The updated terms now authorize Wise to accept incoming funds via FedNow, a new instant payment service. The agreement states that FedNow transactions are processed in real time and generally cannot be canceled or reversed once completed, distinguishing them from traditional transfers that may have reversal windows. The terms also establish that Wise may decline any incoming FedNow transaction at its discretion where required for security, compliance, or operational reasons, without specifying advance notice or appeal procedures. Users receiving FedNow payments should understand that such transfers become final immediately upon completion.
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Mixpanel reserves all right, title and interest in and to the Application Services and Mixpanel Materials, including all related intellectual property rights, and all other products, works, software and technology created, used, or provided by Mixpanel in connection with this Agreement...
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"All rights, title and interest in and to any software...developed, provided or made available by us or our affiliates to you...and our Services are the exclusive property of Wise and its licensors.Excerpt from Wise's Terms of Use
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The clause states: “All rights, title and interest in and to any software...developed, provided or made available by us or our affiliates to you...and our Services are the exclusive property of Wise and its licensors.”
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