Section 25 reserves Wise's right to unilaterally update the Customer Agreement, with the process and notice requirements described in that section. The most current version of the agreement is available on the Wise website at all times.
This analysis describes what Wise's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
This provision establishes that the agreement terms are subject to unilateral modification by Wise, and the notice and effective date mechanisms in Section 25 determine how changes are communicated and when they take effect for existing users.
Interpretive note: The specific notice requirements and effective date mechanisms are described in Section 25, which was not fully available in the provided document text; the adequacy of notice procedures cannot be fully assessed from the available excerpt.
The updated terms now authorize Wise to accept incoming funds via FedNow, a new instant payment service. The agreement states that FedNow transactions are processed in real time and generally cannot be canceled or reversed once completed, distinguishing them from traditional transfers that may have reversal windows. The terms also establish that Wise may decline any incoming FedNow transaction at its discretion where required for security, compliance, or operational reasons, without specifying advance notice or appeal procedures. Users receiving FedNow payments should understand that such transfers become final immediately upon completion.
View change record →Under this clause, Wise may modify the terms of the Customer Agreement according to the process described in Section 25, with the most current version posted on the Wise website. The incorporated Additional Documents (Acceptable Use Policy, Pricing Page, Privacy Policy, Electronic Communications Policy) are also subject to change under the same authority.
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Compare across platforms →"We may update this Agreement as set out in Section 25 'Our Right to Make Changes.'Excerpt from Wise's Terms of Use
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This provision establishes that the agreement terms are subject to unilateral modification by Wise, and the notice and effective date mechanisms in Section 25 determine how changes are communicated and when they take effect for existing users.
Under this clause, Wise may modify the terms of the Customer Agreement according to the process described in Section 25, with the most current version posted on the Wise website. The incorporated Additional Documents (Acceptable Use Policy, Pricing Page, Privacy Policy, Electronic Communications Policy) are also subject to change under the same authority.
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