Webull can change the Terms of Service at any time, and simply by continuing to use the platform after changes are posted, you are considered to have agreed to the new terms.
This analysis describes what Webull's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
This means users could be bound by new terms, including new fees, new data practices, or new arbitration terms, without receiving a direct notification, simply by continuing to log into the app.
Interpretive note: Whether updating a webpage date constitutes sufficient notice for material term changes, particularly to arbitration or account terms, may depend on jurisdiction and applicable regulatory requirements.
The provision now explicitly specifies the method of notification (updating the date at the top of Terms) and explicitly states users waive the right to receive specific notice of changes.
View full change record →Users who do not regularly review the Terms of Service page could be bound by materially different terms, including changes to arbitration requirements, data sharing practices, or fee structures, without ever receiving a direct notification via email or in-app alert.
How other platforms handle this
We may revise these Terms from time to time, and will always post the most current version on our website. If a revision meaningfully reduces your rights, we will notify you (by, for example, sending a message to the email address associated with your account, posting on our blog or on this page). B...
TransUnion reserves the right to change these Terms of Use at any time. Your continued use of the Sites following the posting of changes to these Terms of Use will constitute your acceptance of those changes.
We reserve the right to modify these Terms at any time. If we make changes to these Terms, we will provide notice of such changes, such as by sending an email notification, providing notice through the Services or updating the 'Last Updated' date at the beginning of these Terms. Your continued use o...
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"Webull reserves the right to update and revise these Terms at any time. We will notify users of any such changes by updating the date at the top of the Terms, and you waive any right to receive specific notice of each such change. Your continued use of our Services constitutes your acceptance of the then-current Terms.— Excerpt from Webull's Webull Customer Agreement
REGULATORY LANDSCAPE: This provision engages general contract law principles regarding consent and notice, as well as FINRA and SEC requirements for customer disclosure of material changes to account terms and agreements. FINRA rules may require member firms to provide customers with adequate notice of material changes to account agreements, which may be more demanding than simply updating a webpage date. The FTC Act's prohibition on unfair or deceptive practices is relevant if material changes are implemented without meaningful notice to affected consumers. GOVERNANCE EXPOSURE: Medium. Unilateral modification clauses are standard in consumer-facing technology agreements, but in a broker-dealer context, regulatory disclosure obligations may impose higher notice standards than the agreement provides. The waiver of specific notice is particularly noteworthy given that changes could affect arbitration rights or account terms. JURISDICTION FLAGS: Several US courts have found that unilateral modification clauses with only constructive notice (updating a webpage) are enforceable, but courts in some jurisdictions have required affirmative acknowledgment for material changes, particularly those affecting dispute resolution rights. California courts have scrutinized modification clauses in consumer contracts for procedural unconscionability. CONTRACT AND VENDOR IMPLICATIONS: Institutional clients and API partners should note that their contractual relationship with Webull may be subject to unilateral modification and should establish a process for monitoring the effective date of the Terms of Service to detect changes. COMPLIANCE CONSIDERATIONS: Legal and compliance teams should assess whether Webull's update notification practice (updating a date at the top of the Terms) satisfies FINRA and SEC customer disclosure standards for material changes to account agreements. A review of Webull's change notification history and internal processes for determining what constitutes a material change is advisable.
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This means users could be bound by new terms, including new fees, new data practices, or new arbitration terms, without receiving a direct notification, simply by continuing to log into the app.
Users who do not regularly review the Terms of Service page could be bound by materially different terms, including changes to arbitration requirements, data sharing practices, or fee structures, without ever receiving a direct notification via email or in-app alert.
ConductAtlas has identified this type of provision across 24 platforms. See the full comparison.
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