Webull · Webull Customer Agreement · View original document ↗

Investment Risk and No Investment Advice Disclaimer

Medium severity Medium confidence Explicitdocumentlanguage Unique · 0 of 343 platforms
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Recent governance activity Webull recorded 2 documented changes in the last 30 days.
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Document Record

What it is

Webull says the information on its platform is not investment advice and that users are responsible for their own investment decisions, including the risk of losing money.

This analysis describes what Webull's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

Users who rely on market data, analyst ratings, or other content on Webull's platform for investment decisions should understand that Webull expressly disclaims responsibility for investment outcomes, placing full risk on the user.

Interpretive note: Whether specific platform features constitute recommendations subject to Regulation Best Interest depends on their design and presentation, and the disclaimer alone may not resolve that regulatory question.

Clause Stability Stable

0
Changes
3
Months Monitored
May 11, 2026
First Seen
May 22, 2026
Last Seen
This clause type exists across 912 other provisions on other platforms.

Change history

modified Jun 19, 2026

The provision was renamed to 'Investment Risk and No Investment Advice Disclaimer' and expanded with explicit language that Webull does not provide investment advice and warnings about past performance.

View full change record →

Consumer impact (what this means for users)

Investors using Webull's research tools, news feeds, or analytical content do so at their own risk, as the agreement states this content does not constitute investment advice and Webull is not liable for investment losses resulting from reliance on platform information.

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▸ View Original Clause Language DOCUMENT RECORD
"
The information provided on the Services is for informational purposes only and should not be construed as investment advice. Webull does not provide investment advice. Any information available through the Services should not be used as a substitute for the advice of a licensed financial advisor. Investing involves risk, including the possible loss of principal. Past performance is not indicative of future results.

— Excerpt from Webull's Webull Customer Agreement

ConductAtlas Analysis

Institutional analysis (Compliance & governance intelligence)

REGULATORY LANDSCAPE: This provision engages SEC and FINRA regulations governing investment advice, including the distinction between broker-dealer execution services and registered investment adviser services under the Investment Advisers Act of 1940. Webull's disclaimer is consistent with its registration as a broker-dealer rather than a registered investment adviser, but the SEC's Regulation Best Interest (Reg BI) imposes a best interest standard on broker-dealers when making recommendations, which may limit the practical scope of this disclaimer for any content that constitutes a securities recommendation. FINRA Rule 2010 on standards of commercial honor and principles of trade is also relevant. GOVERNANCE EXPOSURE: Medium. The disclaimer is standard practice for broker-dealer platforms offering market data and research tools. However, if Webull's platform features, notifications, or algorithmic prompts function as recommendations under Reg BI, the disclaimer alone may not insulate Webull from regulatory obligations to act in the customer's best interest. JURISDICTION FLAGS: Some states have enacted fiduciary standards for financial advisors that may apply to certain types of personalized investment guidance, even if provided through a digital platform. EU and UK regulations impose conduct-of-business rules on firms providing investment services that may constrain the scope of this disclaimer for users in those jurisdictions. CONTRACT AND VENDOR IMPLICATIONS: Institutional users relying on Webull's data or research outputs for their own client-facing services should note that Webull expressly disclaims responsibility for investment outcomes and that this disclaimer would likely be reflected in any downstream liability analysis. COMPLIANCE CONSIDERATIONS: Legal teams should evaluate whether any feature of Webull's platform that makes personalized suggestions or prompts constitutes a recommendation under Reg BI, which would trigger best interest obligations regardless of the disclaimer. The adequacy of risk disclosures at the point of user decision-making, rather than only in the Terms of Service, should be reviewed.

Full compliance analysis

Regulatory citations, enforcement risk, and due diligence action items.

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Applicable agencies

  • SEC
    The SEC enforces investment adviser registration requirements and Regulation Best Interest, which may apply to how Webull's platform content and prompts are characterized.
    File a complaint →

Applicable regulations

FTC Act Section 5
United States Federal

Provision details

Document information
Document
Webull Customer Agreement
Entity
Webull
Document last updated
May 5, 2026
Tracking information
First tracked
May 11, 2026
Last verified
May 11, 2026
Record ID
CA-P-010018
Document ID
CA-D-00056
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
0b5f116326f613645ce3d60c1e3292ef9ad50bb9fff59bdc3b80a866c73612e2
Analysis generated
May 11, 2026 01:12 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: Webull
Document: Webull Customer Agreement
Record ID: CA-P-010018
Captured: 2026-05-11 01:12:27 UTC
SHA-256: 0b5f116326f61364…
URL: https://conductatlas.com/platform/webull/webull-customer-agreement/investment-risk-and-no-investment-advice-disclaimer/
Accessed: July 4, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
Medium
Categories

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Frequently Asked Questions

What does Webull's Investment Risk and No Investment Advice Disclaimer clause do?

Users who rely on market data, analyst ratings, or other content on Webull's platform for investment decisions should understand that Webull expressly disclaims responsibility for investment outcomes, placing full risk on the user.

How does this clause affect you?

Investors using Webull's research tools, news feeds, or analytical content do so at their own risk, as the agreement states this content does not constitute investment advice and Webull is not liable for investment losses resulting from reliance on platform information.

Is ConductAtlas affiliated with Webull?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Webull.