Webull Customer Agreement

This is Webull's Terms of Service — the legal contract you agree to when using Webull's investment and trading app, covering everything from how your account works to what happens if there's a dispute. The most important thing to know is that by using Webull, you waive your right to sue them in court or join a class action lawsuit — all disputes must go through private arbitration, meaning you cannot band together with other users even if many people are harmed by the same issue. You have 30 days from account creation or the date of a terms update to opt out of the arbitration clause by sending written notice to Webull.

This document is Webull's Terms of Service governing use of the Webull financial trading platform and related services, operating under a framework that incorporates by reference separate brokerage agreements, privacy policies, and regulatory disclosures applicable to securities and cryptocurrency trading. The most significant obligations include users granting Webull a broad, royalty-free, sublicensable license to any content they submit, agreeing to mandatory binding arbitration with a class action waiver, and accepting Webull's unilateral right to modify terms, suspend accounts, or terminate services with or without notice. Notable deviations from industry standard include the breadth of the intellectual property license granted to Webull over user-submitted content, an expansive limitation of liability clause that caps Webull's exposure at amounts paid by the user in the preceding three months, and a shortened informal dispute resolution requirement prior to arbitration that may functionally delay consumer remediation. The document engages SEC and FINRA regulatory frameworks as Webull Securities LLC is a registered broker-dealer, CFPB jurisdiction applies to payment and account-related consumer financial practices, and applicable state consumer protection statutes including California's CCPA are implicated by data handling provisions; compliance teams should note that the arbitration clause's class action waiver may face scrutiny under CFPB rulemaking and California public policy, and that the ToS's unilateral amendment provision without affirmative user consent may not satisfy state consumer protection notice standards.