“Outputs generated by AI Features are provided for informational purposes only and do not constitute investment advice, investment research, or recommendations to buy, sell, or hold any security or asset.”
This analysis describes what Wealthfront's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
By excluding AI Feature outputs from the definitions of investment advice, investment research, and trading recommendations, Wealthfront limits the legal and fiduciary weight a user can place on those outputs.
The updated policy discloses that Wealthfront uses automated tools, including large language models, to process documents submitted as part of loan applications and prequalification inquiries. The policy states these tools will not be used to make credit decisions, and that data from automated processing may be used for internal improvements but will not be retained or used by external vendors. Loan applicants and prequalification users should review this disclosure to understand how their submitted documents will be processed.
View change record →The updated policy discloses that Wealthfront may collect personal information about minors when adult account holders designate them as beneficiaries or when custodians provide information during account opening. The policy also states that Wealthfront uses client personal information to train, develop, test, and improve AI-powered features that may be made available to employees and clients; the policy clarifies that outputs from these AI features are informational only and do not constitute investment advice or recommendations. The revised parental notification clause removes the phrase 'without your consent,' meaning parents should contact Wealthfront if they become aware their child has directly provided personal information, regardless of whether consent was given.
View change record →AI Feature outputs cannot be treated as investment advice, investment research, or buy, sell, or hold recommendations by the reader.
How other platforms handle this
Our Chatbots may generate outputs that are inaccurate or inappropriate for your situation, so you should not rely solely on their answers. You should always verify the accuracy of such information
Output is for informational purposes only and is not a substitute for advice from a qualified professional.
As between Customer and Klaviyo, and to the extent permitted by law, Customer (a) retains ownership of its Inputs and (b) owns all Outputs generated for its account. Klaviyo hereby assigns to Customer any rights it may have in such Outputs.
"Outputs generated by AI Features are provided for informational purposes only and do not constitute investment advice, investment research, or recommendations to buy, sell, or hold any security or asset.Excerpt from Wealthfront's Privacy Policy
How Meta, TikTok, and Supabase restructured governance language across documents, jurisdictions, and consent frameworks through incremental document updates.
How 10 AI platforms describe the use of user data for model training, improvement, and development, based on archived governance provisions.
Get the weekly coverage letter
Companies change their terms without announcing it. We capture governance documents, compare each new version with the last, and publish what changed, with the source text behind it. One email a week on what we found and what we could not reach.
By excluding AI Feature outputs from the definitions of investment advice, investment research, and trading recommendations, Wealthfront limits the legal and fiduciary weight a user can place on those outputs.
AI Feature outputs cannot be treated as investment advice, investment research, or buy, sell, or hold recommendations by the reader.
ConductAtlas has identified this type of provision across 210 platforms. See the full comparison.
No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Wealthfront.