Key Facts
Do outputs generated by AI Features constitute investment advice, investment research, or recommendations to buy, sell, or hold any security or asset?
Wealthfront establishes that outputs generated by AI Features are provided for informational purposes only and do not constitute investment advice, investment research, or recommendations to buy, sell, or hold any security or asset.
What does Wealthfront require its third-party vendors who support identity verification to agree to do with biometric data?
Wealthfront requires its third-party vendors who support identity verification to agree to destroy any potential biometric data created or gathered for identity verification purposes no more than ninety days after its collection.
Why generally cannot deletion requests by Clients be accommodated?
Wealthfront states that deletion requests by those who qualify as Clients generally cannot be accommodated because of separate collection and record-keeping requirements imposed on Wealthfront.
When will Wealthfront disclose California residents' personal information to non-affiliated third parties?
Wealthfront will not disclose California residents' personal information to non-affiliated third parties unless authorized by the California resident or as permitted by California law.
May Wealthfront use Client Personal Information to train AI-powered features?
Wealthfront may use a subset of Client Personal Information to train, develop, test, deploy, improve, and evaluate AI-powered features and tools.
May Wealthfront use Client Personal Information to improve and evaluate AI-powered tools?
Wealthfront may use a subset of Client Personal Information to train, develop, test, deploy, improve, and evaluate AI-powered features and tools.
Why must Wealthfront generally maintain and cannot delete Personal Information associated with its Clients?
Wealthfront states that, in connection with separate regulatory recordkeeping obligations imposed on Wealthfront, it generally must maintain and cannot delete Personal Information associated with its Clients.
What must Clients and Users do in order to opt out of further providing Wealthfront with Personal Information?
Wealthfront requires Clients and Users to close their accounts in order to opt out of further providing Wealthfront with Personal Information.
What will Wealthfront not use automated tools, including large language models, to do during the loan application process?
Wealthfront may use automated tools, including large language models, to parse, extract, and ingest information provided during the loan application process with Wealthfront Home Lending, but will not use such technologies to make a credit decision on the application.
When do Wealthfront's Privacy Policy changes take effect?
Wealthfront's Privacy Policy changes take effect immediately after being posted or otherwise provided to the user.
Summary
This document explains how Wealthfront handles your personal information: it keeps your data as long as you use the service and cannot delete it for Clients due to regulatory requirements. Wealthfront will never sell, rent, or trade your personal information, but it may use a portion of it to train and improve its AI tools. The only way to stop providing Wealthfront with your personal information is to close your account.
Analysis
Wealthfront's Privacy Policy establishes the terms under which Wealthfront collects, retains, shares, and uses Personal Information from Clients and Users. It permits Wealthfront to use a subset of Client Personal Information across the full AI development lifecycle, including training and deployment of AI-powered features, while limiting AI Feature outputs to informational status only, explicitly excluding them from investment advice, research, or trading recommendations. Retention is tied to active use or purpose fulfillment with no fixed time limit, and Client deletion requests are generally unavailable due to regulatory recordkeeping obligations; biometric data held by identity-verification vendors is subject to a 90-day destruction requirement. Wealthfront commits absolutely to never renting, selling, or trading Personal Information, and restricts sharing with non-affiliated third parties to instances authorized by the California resident or permitted by California law.
What this means for you
As a Wealthfront user, your Personal Information is retained for as long as you use the service or as needed for the purpose it was collected, and if you are a Client, regulatory recordkeeping requirements generally prevent Wealthfront from honoring deletion requests. Any AI-generated outputs you receive are informational only and do not constitute investment advice or trading recommendations. If you use Wealthfront's account aggregation feature, choosing to do so constitutes your express authorization for Wealthfront to access all Outside Account Information available through the credentials you provide. Policy changes take effect immediately upon posting. If you wish to stop providing Wealthfront with your Personal Information, you must close your account.
3 important changes detected
6 versions captured · Last updated: August 2026
What changed
Wealthfront's privacy policy now includes a new section describing how the company shares personal information when users direct or authorize it. The policy states that when users connect their Wealthfront account to third-party apps, Wealthfront may share personal information with those recipients, who are not subject to Wealthfront's privacy commitments and operate under their own terms and privacy policies. Users can review and revoke third-party app access in their account settings at any time, though revocation applies only to future sharing and does not affect information the recipient has already received.
Why this matters
The updated policy establishes a new disclosure explaining how Wealthfront shares personal information when users authorize connections to third-party apps. The policy states that these third-party recipients are not Wealthfront service providers and operate under their own privacy terms, not Wealthfront's commitments. Users can review and revoke third-party app access at any time through their account settings; however, revocation prevents future sharing but does not affect information the recipient has already received. You can manage third-party app connections in your Wealthfront account settings.
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What changed
Wealthfront updated its Privacy Policy on June 28, 2026 to disclose use of automated tools, including large language models, in its loan application and prequalification process. The updated language states the company may use these tools to parse and extract information from loan applications and complete prequalification calculations, but will not use them to make credit decisions. The policy also states that data from automated processing will be used internally for improvements but will not be retained or learned from by external vendors.
Why this matters
The updated policy discloses that Wealthfront may use automated tools, including large language models, to process documents you submit as part of loan applications and prequalification inquiries. The policy specifies that these tools will not be used to make credit decisions, and that any data processed will remain subject to the Privacy Policy. External vendors will not be permitted to retain or learn from your data during this automated processing.
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June 2, 2026
medium
Wealthfront updated its privacy policy effective June 2, 2026 to clarify how it collects personal information about minors and to disclose its use of client data to train and develop …
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Archival ProvenanceSource & Archival Record
Last Captured
September 11, 2026 00:35 UTC
Capture Method
Automated scheduled archival capture
Document ID
CA-D-000367
Version ID
CA-V-006685
SHA-256 (extracted text, extractor v2)
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Archived bytes SHA-256 (anchor)
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