Visa may send your personal data to other countries, including the US, where privacy laws may be weaker than where you live, but claims to use legal safeguards like standard contractual clauses.
This analysis describes what Visa's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The provision establishes the operational framework governing Visa's cross-border data transfer practices and specifies the contractual mechanisms through which Visa implements protective measures. This addresses the jurisdictional and regulatory complexity of global data transfers where destination countries may have different legal protections than the user's home jurisdiction.
Removal of explicit disclosure about cross-border transfers and standard contractual clause safeguards represents reduced transparency on international data movement mechanisms.
View full change record →Your payment transaction data may be transferred to the United States or other countries with different (potentially weaker) privacy protections, relying primarily on contractual mechanisms rather than adequacy decisions for legal cover.
How other platforms handle this
we also transfer personal information to all other countries in which Adobe or its affiliates, providers, and partners operate. We carry out these transfers in compliance with applicable laws – for example, by putting data transfer agreements in place...
we may share data between our affiliates for the safety and security of our users and may take necessary actions if we believe you have violated these Terms, including banning you from our Services and/or our affiliates' services...
Whenever we transfer personal data internationally, we use tools and transfer agreements to: make sure the data transfer complies with applicable law; and help to give your data the same level of protection as it has in the EU...
"Visa is a global company and may transfer your personal information to countries outside of your country of residence, including the United States, which may have different data protection laws than your country. When we transfer personal information internationally, we take steps to ensure that appropriate safeguards are in place to protect your information, such as through the use of standard contractual clauses approved by the European Commission.Excerpt from Visa's Privacy Notice
(1) REGULATORY FRAMEWORK: GDPR Chapter V (Arts.
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The provision establishes the operational framework governing Visa's cross-border data transfer practices and specifies the contractual mechanisms through which Visa implements protective measures. This addresses the jurisdictional and regulatory complexity of global data transfers where destination countries may have different legal protections than the user's home jurisdiction.
Your payment transaction data may be transferred to the United States or other countries with different (potentially weaker) privacy protections, relying primarily on contractual mechanisms rather than adequacy decisions for legal cover.
ConductAtlas has identified this type of provision across 287 platforms. See the full comparison.
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