Venmo · Venmo User Agreement · View original document ↗

Venmo Earns Interest On Pooled Non-FDIC Funds

Medium severity Explicitdocumentlanguage Common · 121 of 352 platforms
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Recent governance activity Venmo recorded 2 documented changes in the last 30 days.
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This analysis describes what Venmo's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

How other platforms handle this

Wise Medium

The funds held on your Wise Account that are not opted-in to our interest feature may not earn any interest or return.

Tinder Medium

the license granted to you in Virtual Items will terminate in accordance with the terms of this Agreement, on the earlier of when Tinder ceases providing our Services, or your account is otherwise closed or terminated.

Pinterest Ads Medium

Discounts offered can't be more than 90% off

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▸ View Original Clause Language DOCUMENT RECORD
"
You will not receive any interest or other return on the funds held with us. We own the interest or other earnings on these investments.

— Excerpt from Venmo's Venmo User Agreement

Applicable regulations

FTC Act Section 5
United States Federal

Provision details

Document information
Document
Venmo User Agreement
Entity
Venmo
Document last updated
May 5, 2026
Tracking information
First tracked
July 9, 2026
Last verified
July 9, 2026
Record ID
CA-P-024490
Document ID
CA-D-00113
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
3f71469ba50d3f12332c85c012da7b5a3441a2eb6efcb4db4b85ce1d7d7f9c87
Analysis generated
July 9, 2026 05:54 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: Venmo
Document: Venmo User Agreement
Record ID: CA-P-024490
Captured: 2026-07-09 05:54:40 UTC
SHA-256: 3f71469ba50d3f12…
URL: https://conductatlas.com/platform/venmo/venmo-user-agreement/provision/CA-P-024490/venmo-earns-interest-on-pooled-non-fdic-funds/
Accessed: July 12, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
Medium
Categories

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Frequently Asked Questions

What does Venmo's Venmo Earns Interest On Pooled Non-FDIC Funds clause do?

The clause states: “You will not receive any interest or other return on the funds held with us. We own the interest or other earnings on these investments.”

How many platforms have this type of clause?

ConductAtlas has identified this type of provision across 121 platforms. See the full comparison.

Is ConductAtlas affiliated with Venmo?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Venmo.