TransUnion can change the terms of this agreement at any time, and by continuing to use their website or services after changes are posted, you are considered to have agreed to the new terms.
This analysis describes what TransUnion's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
This clause means the terms you originally agreed to may change without requiring your active re-consent, and continued use of the service after a change is treated as acceptance even if you were unaware the terms were updated.
Consumers who continue using TransUnion services may find themselves bound by materially different terms than those in effect when they first signed up, without necessarily receiving direct notice of specific changes.
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"TransUnion reserves the right to change these Terms of Use at any time. Your continued use of the Sites following the posting of changes to these Terms of Use will constitute your acceptance of those changes.— Excerpt from TransUnion's TransUnion Terms of Use
(1) REGULATORY LANDSCAPE: The FTC Act's prohibition on unfair or deceptive acts or practices may engage where material changes to terms are posted without adequate consumer notice. State consumer protection statutes in California and elsewhere may require affirmative notice or re-consent for material changes affecting consumer rights. (2) GOVERNANCE EXPOSURE: Medium. Unilateral modification clauses are broadly standard in consumer-facing terms of service, but the absence of a stated notice mechanism or minimum advance notice period reduces the consumer protection value of any change notification process. (3) JURISDICTION FLAGS: California courts have scrutinized whether continued-use acceptance constitutes adequate assent for material modifications, particularly where the change affects dispute resolution terms or consumer rights. EU users would be subject to GDPR requirements for a lawful basis for processing any new data uses introduced through modified terms. (4) CONTRACT AND VENDOR IMPLICATIONS: Commercial partners integrating TransUnion services should monitor for term changes that could affect liability allocation, data use permissions, or service scope in their own downstream offerings. (5) COMPLIANCE CONSIDERATIONS: Legal teams should confirm whether TransUnion provides email or in-app notification of material changes, which would substantially affect the practical impact of this clause. If no notification mechanism is in place, this provision may warrant escalation under consumer protection review frameworks.
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This clause means the terms you originally agreed to may change without requiring your active re-consent, and continued use of the service after a change is treated as acceptance even if you were unaware the terms were updated.
Consumers who continue using TransUnion services may find themselves bound by materially different terms than those in effect when they first signed up, without necessarily receiving direct notice of specific changes.
ConductAtlas has identified this type of provision across 23 platforms. See the full comparison.
No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by TransUnion.