Get the weekly research letter
Companies change their terms quietly. We read every version and catch what actually changed. One email a week on the changes that matter and what they mean. No account.
This analysis describes what Stash's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The arbitration obligation is conditional: it only applies to users who have entered into an Advisory Agreement, making the scope of the arbitration clause dependent on a separate contract.
Interpretive note: The excerpt begins with 'Unless otherwise governed by a separate agreement,' which is an independent limiting condition not captured in the canonical claim, which focuses on the primary proposition of incorporation. The full scope of what other agreements might override these Terms is not determinable from the excerpt alone.
If you have entered into a Stash Advisory Agreement, you are also bound by its Arbitration Agreement as part of these Terms.
How other platforms handle this
This Arbitration Agreement shall survive the expiration or termination of this Agreement and shall apply, without limitation, to all claims that arose or were asserted before the Term start date...
This Arbitration Agreement shall be binding upon, and shall include any claims brought by or against any third parties, including but not limited to your spouses, heirs, third-party beneficiaries and permitted assigns...
Neither you nor we may elect arbitration of any claims seeking only individualized relief asserted by you or us in small claims court, so long as the action remains in that court and is not removed or appealed de novo...
Monitoring
Stash has changed this document before.
Receive same-day alerts, structured change summaries, and monitoring for up to 20 platforms.
"Unless otherwise governed by a separate agreement, including, but not limited to, the Arbitration Agreement in the Advisory Agreement (which is incorporated into this Agreement in its entirety if you have entered into an Advisory Agreement)...Excerpt from Stash's Terms of Use (Superseded URL)
Coinbase's User Agreement includes a mandatory arbitration clause that most users may not have reviewed. Here is what the clause states and how the opt-out process works.
561 arbitration provisions across 197 platforms. ConductAtlas tracks how dispute resolution is being restructured across the internet.
Provision-level monitoring, governance timelines, and regulatory mapping built from archived source documents and historical version tracking.
The arbitration obligation is conditional: it only applies to users who have entered into an Advisory Agreement, making the scope of the arbitration clause dependent on a separate contract.
If you have entered into a Stash Advisory Agreement, you are also bound by its Arbitration Agreement as part of these Terms.
ConductAtlas has identified this type of provision across 211 platforms. See the full comparison.
No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Stash.