This analysis describes what Stability AI's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The updated terms expand access to audio services for younger users (13+) but require parental consent and supervision for those under 18, shifting responsibility to parents. For developers and researchers, the terms now explicitly restrict using Stability AI outputs to develop, train, or improve competing AI models, with exceptions only when expressly approved in writing. The terms also prohibit removing watermarks or content credentials that identify outputs as AI-generated. For US users, mandatory arbitration now applies; Canada is no longer subject to the arbitration clause. You can review the full updated terms to understand how these restrictions affect your intended use of the services.
View change record →How other platforms handle this
If 25 or more claimants represented by the same or similar counsel file demands for arbitration raising substantially similar Disputes within 90 days...NAM will administer them in batches of up to 50 claimants each.
After this initial set of proceedings, counsel for the parties shall participate in a global mediation session with a mediator jointly selected by counsel in an effort to resolve the remaining Disputes...and Target shall pay the mediator's fee.
you may reject the change by sending us written notice within 30 days of the change to Credit Karma's address for Notice, in which case your account with Credit Karma will be immediately terminated
"If 25 or more claimants file demands for arbitration raising substantially similar disputes within 90 days of each other, then we both agree that NAM will administer them in groups of up to 50 claimants each...Excerpt from Stability AI's Terms of Service
Coinbase's User Agreement includes a mandatory arbitration clause that most users may not have reviewed. Here is what the clause states and how the opt-out process works.
561 arbitration provisions across 197 platforms. ConductAtlas tracks how dispute resolution is being restructured across the internet.
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The clause states: “If 25 or more claimants file demands for arbitration raising substantially similar disputes within 90 days of each other, then we both agree that NAM will administer them in groups of up to 50 claimants each...”
ConductAtlas has identified this type of provision across 197 platforms. See the full comparison.
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