This analysis describes what Square's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The updated terms establish explicit authorization for Square to share your account data, usage data, and commercial information (including customer directory data, customer transaction data, and employee/staff data) with other account holders within your merchant group, where you have elected to share this information or been notified. The account holder may use this information for group management, consolidated reporting, operational oversight, and business performance analysis. The terms also clarify that your mobile phone number provided for text messaging will not be shared with third parties or affiliates for marketing purposes, and that consent records for text messages will not be shared except with service providers assisting with message delivery. You can review the Square for Multi-Legal Entities Terms of Service for additional details on how data is handled within merchant groups.
View change record →The updated privacy notice discloses that Square collects personal data (name, job title, email, company name) and behavioral data (which compliance documents you view, how you interact with the Trust Center portal) when you visit Square's Trust Center to access compliance documentation. The terms state Square uses this engagement data to identify and prioritize sales opportunities and may follow up with relevant sales outreach based on which compliance documents you have viewed. This means your compliance research activity is tracked and may be used to inform sales contact decisions.
View change record →How other platforms handle this
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Companies change their terms without announcing it. We capture governance documents, compare each new version with the last, and publish what changed, with the source text behind it. One email a week on what we found and what we could not reach.
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