Square retains your personal and financial data for a period after you close your account, citing legal, regulatory, and business purposes.
This analysis describes what Square's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
Closing your Square account does not immediately delete your data; Square may retain your financial records and personal information for extended periods.
Square collects extensive personal and financial data, including transaction history, device identifiers, and inferred characteristics, and shares this with affiliates, service providers, and advertising partners. Your financial and behavioral data may be used for targeted advertising and cross-context behavioral profiling, which can feel intrusive and may affect what products and services you are shown. You can opt out of the sale or sharing of your personal information for targeted advertising by visiting Square's privacy preferences page or submitting a request through their privacy portal.
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Extended post-closure data retention must be justified under applicable legal bases including GLBA record-keeping requirements and state financial regulations; compliance teams should assess whether retention periods are proportionate and documented in data retention schedules.
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Closing your Square account does not immediately delete your data; Square may retain your financial records and personal information for extended periods.
ConductAtlas has identified this type of provision across 5 platforms. See the full comparison.
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