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Users agree to indemnify Snap and its affiliates, officers, employees, and agents against all claims, damages, costs, and attorneys' fees arising from the user's use of the Services, their content, their breach of the Terms, or their negligence or willful misconduct, to the extent permitted by applicable law.
This analysis describes what Snapchat's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
This provision requires users to bear the financial burden of defending Snap against third-party claims that arise from the user's content or conduct, including claims related to third-party services recommended or approved by Snap. The phrase 'to the extent permitted by law' limits the assertion to what applicable law allows, but the scope of the indemnification is broad.
Interpretive note: Enforceability of the indemnification obligation, particularly the scope covering Snap-recommended third-party services, may vary by jurisdiction and be subject to consumer protection limitations.
The agreement requires users to indemnify Snap against claims arising from their use of the Services, their submitted content, their breach of the Terms, or their negligence, including attorneys' fees, to the extent permitted by applicable law.
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"You agree, to the extent permitted by law, to indemnify, defend, and hold harmless Snap, our affiliates, directors, officers, stockholders, employees, licensors, and agents from and against any and all complaints, charges, claims, damages, losses, costs, liabilities, and expenses (including attorneys' fees) due to, arising out of, or relating in any way to: (a) your access to or use of the Services, or any products or services provided by a third party in connection with the Services, even if recommended, made available, or approved by Snap, (b) your content, including infringement claims related to your content, (c) your breach of these Terms or any applicable law or regulation, or (d) your negligence or willful misconduct.Excerpt from Snapchat's Terms of Service
REGULATORY LANDSCAPE: Consumer indemnification clauses are subject to scrutiny under state unconscionability doctrines and consumer protection statutes. The FTC and state AG offices have authority over contractual terms that may constitute unfair or deceptive practices. The qualifying language 'to the extent permitted by law' reflects standard drafting practice to preserve enforceability across jurisdictions. GOVERNANCE EXPOSURE: Medium. The inclusion of third-party services recommended or approved by Snap within the scope of indemnifiable events is an operationally distinct element, as it requires users to indemnify Snap even for claims arising from Snap-recommended third-party products or services over which the user has limited control. JURISDICTION FLAGS: Courts in some jurisdictions have found broad consumer indemnification clauses to be unenforceable or subject to limitation under unconscionability doctrine. California and New York courts have considered the enforceability of indemnification obligations in consumer contracts. The qualifying language partially mitigates jurisdictional risk. CONTRACT AND VENDOR IMPLICATIONS: Organizations using Snap Services in a business context should assess whether the indemnification obligation could expose the organization to liability for claims arising from employee use of the Services or submission of organizational content. COMPLIANCE CONSIDERATIONS: Legal teams reviewing the Terms for organizational users should evaluate the scope of the indemnification in the context of existing corporate indemnification and insurance frameworks. The inclusion of attorneys' fees within the indemnifiable losses is a material financial obligation that should be reflected in risk assessments.
Regulatory citations, enforcement risk, and due diligence action items.
Provision-level monitoring, governance timelines, and regulatory mapping built from archived source documents and historical version tracking.
This provision requires users to bear the financial burden of defending Snap against third-party claims that arise from the user's content or conduct, including claims related to third-party services recommended or approved by Snap. The phrase 'to the extent permitted by law' limits the assertion to what applicable law allows, but the scope of the indemnification is broad.
The agreement requires users to indemnify Snap against claims arising from their use of the Services, their submitted content, their breach of the Terms, or their negligence, including attorneys' fees, to the extent permitted by applicable law.
No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Snapchat.