You must meet minimum age requirements and other eligibility criteria to open and maintain a Revolut account, and providing false eligibility information can result in account closure.
This analysis describes what Revolut's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The provision creates a tiered eligibility framework that restricts direct account access to adults while permitting supervised account access for minors through parental or guardianship authorization. This structure requires account holders to verify age eligibility at opening and establishes a dependency relationship where the minor's card account remains linked to an active parental account.
The updated Terms of Service no longer document the Move Money Rules feature, which previously allowed users to set up automatic fund transfers across account pockets or currency exchanges based on custom conditions. The removal of this documentation means users cannot point to the terms as a reference for how this feature operates, what limits apply, or what fees may be charged. If the feature remains available in the app, its operational parameters are no longer formally described in the binding terms document.
View change record →Consumers who do not meet eligibility requirements — including age minimums — risk account closure and potential delays in recovering any funds held at the time of closure.
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"You must be eighteen (18) years or older to open a Revolut account. A Revolut – Kids & Teens card may be opened by a parent or legal guardian for children ages 6 to 17. The parent or legal guardian must have a Revolut account in order to open a Revolut – Kids & Teens card.Excerpt from Revolut's Terms of Service (Superseded URL)
Age and eligibility restrictions engage state money transmission licensing requirements, FinCEN CIP rules, and COPPA obligations for under-13 users.
Enforcement risk, jurisdiction flags, contract triggers, and due diligence action items.
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The provision creates a tiered eligibility framework that restricts direct account access to adults while permitting supervised account access for minors through parental or guardianship authorization. This structure requires account holders to verify age eligibility at opening and establishes a dependency relationship where the minor's card account remains linked to an active parental account.
Consumers who do not meet eligibility requirements — including age minimums — risk account closure and potential delays in recovering any funds held at the time of closure.
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