You are not allowed to use your Revolut account to trade currencies speculatively — for example, buying a currency hoping its value will rise so you can profit from the exchange.
This analysis describes what Revolut's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The restriction establishes a boundary on permissible use cases for Revolut's currency exchange functionality, limiting the platform to transactional currency conversion rather than investment or trading activities. This provision shapes the operational scope of the service's forex offering.
The updated Terms of Service no longer document the Move Money Rules feature, which previously allowed users to set up automatic fund transfers across account pockets or currency exchanges based on custom conditions. The removal of this documentation means users cannot point to the terms as a reference for how this feature operates, what limits apply, or what fees may be charged. If the feature remains available in the app, its operational parameters are no longer formally described in the binding terms document.
View change record →Frequent or large currency exchanges on Revolut could trigger account suspension if Revolut characterizes the activity as speculative trading, even if the customer's intent is legitimate multi-currency management.
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"to trade in foreign currencies for speculative purposes (that is, to take advantage of any expected rise or fall in the value of a currency) or to take advantage of discrepancies in the foreign exchange market.Excerpt from Revolut's Terms of Service (Superseded URL)
(1) REGULATORY FRAMEWORK: Restrictions on speculative FX trading in prepaid accounts relate to CFTC jurisdiction over retail forex transactions (7 U.S.C.
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The restriction establishes a boundary on permissible use cases for Revolut's currency exchange functionality, limiting the platform to transactional currency conversion rather than investment or trading activities. This provision shapes the operational scope of the service's forex offering.
Frequent or large currency exchanges on Revolut could trigger account suspension if Revolut characterizes the activity as speculative trading, even if the customer's intent is legitimate multi-currency management.
ConductAtlas has identified this type of provision across 282 platforms. See the full comparison.
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