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Revolut can change the terms of your account with 30 days' notice, and if you keep using your account after that period, the updated terms apply automatically. Your only alternative to accepting changes is to close your account.
This analysis describes what Revolut's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
This clause means Revolut can modify fees, features, or account conditions without your active consent, placing the burden on you to monitor communications and decide whether to close your account in response to unfavorable changes.
The updated Terms of Service no longer document the Move Money Rules feature, which previously allowed users to set up automatic fund transfers across account pockets or currency exchanges based on custom conditions. The removal of this documentation means users cannot point to the terms as a reference for how this feature operates, what limits apply, or what fees may be charged. If the feature remains available in the app, its operational parameters are no longer formally described in the binding terms document.
View change record →Any material change to fees, features, or rights can be imposed on you with only 30 days' notice. If you miss the notification or choose not to close your account, you are bound by the updated terms, potentially including less favorable conditions.
How other platforms handle this
Use another user's account or share your account with another person;
Please make sure the information you provide to Twitch upon registration and at all other times is true, accurate, current, and complete to the best of your knowledge.
Authorized Users may not make their individual accounts accessible to other Customer personnel or to third parties
Monitoring
Revolut has changed this document before.
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"We may update these terms and conditions at any time by giving you 30 days' notice. If you do not agree to the changes, you can close your account before the changes take effect. If you do not close your account, we will take this to mean that you accept the changes.Excerpt from Revolut's Terms of Service (Superseded URL)
REGULATORY LANDSCAPE: Unilateral amendment clauses in consumer financial agreements may interact with CFPB guidance on unfair, deceptive, or abusive acts or practices. Regulation E requires advance notice of changes to terms governing electronic fund transfers, and some states impose additional notice or consent requirements for material changes to consumer financial contracts. The adequacy of notice delivery through in-app notifications alone may warrant review. GOVERNANCE EXPOSURE: Medium. Unilateral amendment rights are common in consumer financial services agreements; however, the clause's reliance on continued use as deemed consent, rather than affirmative re-consent, may be challenged in jurisdictions with stricter consumer protection requirements. The risk is elevated if material fee changes or rights restrictions are introduced under this mechanism. JURISDICTION FLAGS: California's consumer protection framework and New York's financial services regulations may impose additional constraints on how material changes are communicated and whether implied consent through continued use is sufficient for binding amendments. EU or UK users would face different standards under their respective regulatory regimes, but this document is explicitly US-focused. CONTRACT AND VENDOR IMPLICATIONS: Institutional or B2B partners should confirm whether this amendment mechanism applies to their contractual relationship with Revolut or only to personal account terms. The broad amendment right creates ongoing contract monitoring obligations for any counterparty relying on specific contractual terms. COMPLIANCE CONSIDERATIONS: Compliance teams should audit the notice delivery mechanism to confirm that 30-day advance notice is consistently delivered through a channel the user is likely to access (not solely through in-app notifications that require active login), and should document consent practices to support a defense against any UDAAP allegation relating to deemed consent.
Regulatory citations, enforcement risk, and due diligence action items.
Provision-level monitoring, governance timelines, and regulatory mapping built from archived source documents and historical version tracking.
This clause means Revolut can modify fees, features, or account conditions without your active consent, placing the burden on you to monitor communications and decide whether to close your account in response to unfavorable changes.
Any material change to fees, features, or rights can be imposed on you with only 30 days' notice. If you miss the notification or choose not to close your account, you are bound by the updated terms, potentially including less favorable conditions.
ConductAtlas has identified this type of provision across 269 platforms. See the full comparison.
No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Revolut.