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If you have a dispute with Revolut, you must resolve it through private arbitration rather than going to court, and you cannot join a class action lawsuit with other customers.
This analysis describes what Revolut's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The clause establishes the procedural mechanism for dispute resolution and modifies the forum available for raising claims. It constrains the aggregation of claims by eliminating collective proceeding structures, which alters the economic and procedural framework for dispute processing.
The updated Terms of Service no longer document the Move Money Rules feature, which previously allowed users to set up automatic fund transfers across account pockets or currency exchanges based on custom conditions. The removal of this documentation means users cannot point to the terms as a reference for how this feature operates, what limits apply, or what fees may be charged. If the feature remains available in the app, its operational parameters are no longer formally described in the binding terms document.
View change record →Consumers lose the right to pursue claims in court or as part of a class action, meaning individual arbitration through JAMS is the sole remedy for disputes with Revolut, which can be costly and impractical for small-value claims.
How other platforms handle this
If, however, this Class Action Waiver is deemed invalid or unenforceable with respect to a particular Dispute...neither you nor Chegg will be entitled to arbitration of such Dispute.
Neither you nor we may elect arbitration of any claims seeking only individualized relief asserted by you or us in small claims court, so long as the action remains in that court and is not removed or appealed de novo...
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"Any dispute, claim or controversy arising out of or relating to this Agreement or the breach, termination, enforcement, interpretation or validity thereof, including the determination of the scope or applicability of this agreement to arbitrate, shall be determined by arbitration. The arbitration shall be administered by JAMS pursuant to its Comprehensive Arbitration Rules and Procedures. Judgment on the Award may be entered in any court having jurisdiction. You and Revolut agree that each may bring claims against the other only in your or its individual capacity, and not as a plaintiff or class member in any purported class or representative proceeding.Excerpt from Revolut's Terms of Service (Superseded URL)
(1) REGULATORY FRAMEWORK: The arbitration clause implicates the Federal Arbitration Act (FAA, 9 U.S.C. §§1-16) which generally enforces such provisions. The CFPB's 2017 arbitration rule (12 CFR Part 1040), which would have restricted class action waivers in consumer financial contracts, was repealed by Congress under the Congressional Review Act. State-law challenges remain possible under unconscionability doctrine (e.g., California Civil Code §1670.5). The CFPB retains supervisory authority over arbitration practices under Dodd-Frank Act §1028. (2)
Regulatory citations, enforcement risk, and due diligence action items.
Coinbase's User Agreement includes a mandatory arbitration clause that most users may not have reviewed. Here is what the clause states and how the opt-out process works.
561 arbitration provisions across 197 platforms. ConductAtlas tracks how dispute resolution is being restructured across the internet.
Provision-level monitoring, governance timelines, and regulatory mapping built from archived source documents and historical version tracking.
The clause establishes the procedural mechanism for dispute resolution and modifies the forum available for raising claims. It constrains the aggregation of claims by eliminating collective proceeding structures, which alters the economic and procedural framework for dispute processing.
Consumers lose the right to pursue claims in court or as part of a class action, meaning individual arbitration through JAMS is the sole remedy for disputes with Revolut, which can be costly and impractical for small-value claims.
ConductAtlas has identified this type of provision across 211 platforms. See the full comparison.
No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Revolut.