Provision record
Revolut · Revolut Terms of Service (Superseded URL) · View original document ↗

KYC and Identity Verification Requirements

Medium severity Common · 269 of 352 platforms
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This analysis describes what Revolut's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

The clause establishes Revolut's authority to conduct identity verification and source-of-funds assessment as a condition of account opening, which reflects regulatory compliance obligations under anti-money laundering and know-your-customer frameworks. The provision also permits product-level access restrictions based on immigration status, creating a tiered service model.

Recent Activity

This document changed recently

Medium Mar 23, 2026

The updated Terms of Service no longer document the Move Money Rules feature, which previously allowed users to set up automatic fund transfers across account pockets or currency exchanges based on custom conditions. The removal of this documentation means users cannot point to the terms as a reference for how this feature operates, what limits apply, or what fees may be charged. If the feature remains available in the app, its operational parameters are no longer formally described in the binding terms document.

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Clause Stability Stable

0
Changes
4
Months Monitored
Apr 3, 2026
First Seen
May 8, 2026
Last Seen
This clause type exists across 1969 other provisions on other platforms.

Consumer impact (what this means for users)

Users seeking to open a Revolut account must provide identifying information and documentation regarding fund sources. Depending on immigration status, users may be required to submit visa documentation and may have access to certain products or features limited or restricted.

How other platforms handle this

Venmo Medium

To hold a Venmo balance and use money sent to you for Venmo payments to other users or authorized merchants, we must verify the required identifying information you provide to us.

Tinder Medium

Use another user's account or share your account with another person;

Twitch Medium

Please make sure the information you provide to Twitch upon registration and at all other times is true, accurate, current, and complete to the best of your knowledge.

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Monitoring

Revolut has changed this document before.

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▸ View Original Clause Language DOCUMENT RECORD
"
When you ask us to open a Revolut account, we or someone acting for us will ask for information about you and where the money you will put on your Revolut Card comes from. If you do not have a social security number you may still be eligible to open a limited Revolut personal account. Depending on your immigration status, we may ask you to provide us with a copy of your supported U.S. visa and may limit your access to certain products and features.

Excerpt from Revolut's Terms of Service (Superseded URL)

Applicable regulations

CFAA
United States Federal

Provision details

Document information
Document
Revolut Terms of Service (Superseded URL)
Entity
Revolut
Document last updated
May 5, 2026
Tracking information
First tracked
May 11, 2026
Last verified
May 11, 2026
Record ID
CA-P-001391
Document ID
CA-D-00267
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
21deb81581400cc4127a99c9b42c76fe500bb4a91e9500216d2fdc03e4c80303
Analysis generated
May 11, 2026 06:22 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: Revolut
Document: Revolut Terms of Service (Superseded URL)
Record ID: CA-P-001391
Captured: 2026-05-11 06:22:49 UTC
SHA-256: 21deb81581400cc4…
URL: https://conductatlas.com/platform/revolut/revolut-terms-of-service-superseded-url/provision/CA-P-001391/kyc-and-identity-verification-requirements/
Accessed: July 25, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
Medium
Categories

Other risks in this policy

Governance intelligence across arbitration, AI governance, data rights, indemnification, and retention

Provision-level monitoring, governance timelines, and regulatory mapping built from archived source documents and historical version tracking.

Frequently Asked Questions

What does Revolut's KYC and Identity Verification Requirements clause do?

The clause establishes Revolut's authority to conduct identity verification and source-of-funds assessment as a condition of account opening, which reflects regulatory compliance obligations under anti-money laundering and know-your-customer frameworks. The provision also permits product-level access restrictions based on immigration status, creating a tiered service model.

How does this clause affect you?

Users seeking to open a Revolut account must provide identifying information and documentation regarding fund sources. Depending on immigration status, users may be required to submit visa documentation and may have access to certain products or features limited or restricted.

How many platforms have this type of clause?

ConductAtlas has identified this type of provision across 269 platforms. See the full comparison.

Is ConductAtlas affiliated with Revolut?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Revolut.