Revolut can suspend, restrict, or close your account at any time for a wide range of reasons, including suspected fraud, regulatory requirements, or breach of their terms, often with limited advance notice.
This analysis describes what Revolut's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
This clause establishes Revolut's authority to unilaterally terminate service based on grounds determined at its sole discretion, which affects account continuity and access to funds or services held within the platform. The provision applies across multiple categories of conduct and information status, creating operational conditions under which service termination can occur.
The updated Terms of Service no longer document the Move Money Rules feature, which previously allowed users to set up automatic fund transfers across account pockets or currency exchanges based on custom conditions. The removal of this documentation means users cannot point to the terms as a reference for how this feature operates, what limits apply, or what fees may be charged. If the feature remains available in the app, its operational parameters are no longer formally described in the binding terms document.
View change record →Consumers risk sudden loss of access to funds held in their Revolut account with limited recourse or notice, particularly if Revolut suspects a policy violation or is required to act by regulators.
How other platforms handle this
Use another user's account or share your account with another person;
You are responsible for maintaining the secrecy of your unique password and account information at all times.
If we determine you're using your account primarily for business purposes, we may convert it to an Instacart Business Account...We'll notify you before any conversion, and you can elect to remain on your current account.
"We may close or suspend your account immediately, and end your access to our services, in exceptional circumstances, including: if we have reason to believe, in our sole discretion, that you are behaving fraudulently, suspiciously, or other otherwise in violation of the law; if you haven't given us (or someone acting on our behalf) any information we need, or we have reason to believe, in our sole discretion, that information you have provided is incorrect or not true; if you've violated these terms and conditions; if we have reason to believe, in our sole discretion, that your use of the Revolut app is harmful to us or our software, systems or hardware; if we have reason to believe, in our sole discretion, that you continuing to use your account could damage our reputation or goodwill; if we have asked you to repay money you owe us and you have not done so within a reasonable period of time; if you've been declared bankrupt; or, if we have to do so under any law, regulation, or court order.Excerpt from Revolut's Terms of Service (Superseded URL)
Broad unilateral termination rights create regulatory exposure under state money transmission laws and FTC consumer protection standards, particularly where suspension results in consumers being unable to access funds.
Enforcement risk, jurisdiction flags, contract triggers, and due diligence action items.
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This clause establishes Revolut's authority to unilaterally terminate service based on grounds determined at its sole discretion, which affects account continuity and access to funds or services held within the platform. The provision applies across multiple categories of conduct and information status, creating operational conditions under which service termination can occur.
Consumers risk sudden loss of access to funds held in their Revolut account with limited recourse or notice, particularly if Revolut suspects a policy violation or is required to act by regulators.
ConductAtlas has identified this type of provision across 265 platforms. See the full comparison.
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