This analysis describes what Revolut's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
These two prohibitions together prevent circumvention of account closure and cap each person at a single personal account.
Interpretive note: The canonical claim covers both prohibitions stated in the excerpt; because they are closely related (both concern the one-account limit and its enforcement), they are treated as a single primary proposition rather than independent effects.
The updated Terms of Service no longer document the Move Money Rules feature, which previously allowed users to set up automatic fund transfers across account pockets or currency exchanges based on custom conditions. The removal of this documentation means users cannot point to the terms as a reference for how this feature operates, what limits apply, or what fees may be charged. If the feature remains available in the app, its operational parameters are no longer formally described in the binding terms document.
View change record →The reader may not open a second personal account, and if Revolut previously closed their account, they may not open a replacement personal account.
How other platforms handle this
Use another user's account or share your account with another person;
You are responsible for maintaining the secrecy of your unique password and account information at all times.
If we determine you're using your account primarily for business purposes, we may convert it to an Instacart Business Account...We'll notify you before any conversion, and you can elect to remain on your current account.
"You can't: open more than one Revolut personal account; or open a new Revolut personal account if we've previously closed a Revolut account that you held.Excerpt from Revolut's Terms of Service (Superseded URL)
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These two prohibitions together prevent circumvention of account closure and cap each person at a single personal account.
The reader may not open a second personal account, and if Revolut previously closed their account, they may not open a replacement personal account.
ConductAtlas has identified this type of provision across 265 platforms. See the full comparison.
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